Share dealing

Certificated Share Dealing

Call to speak to an adviser
0800 056 1424
Mon – Fri 8am-8pm; 9am to 5pm Saturday

Shares are high-risk investments. Share prices and the income from them can fall as well as rise and you may not get back the full amount invested. Saga Share Direct does not offer advice. If you are unsure whether this service is suitable for you, please consult a financial adviser. 

Saga Share Direct's Certificated Dealing service, provided by Equiniti Financial Services Limited, allows over 50s to buy and sell share certificates easily over the telephone at low cost.

What is it?

Saga Share Direct offers traditional dealing with a quick, low cost and easy-to-use certificated service.

Read our complete guide to the Saga Share Direct Certificated Dealing account.


Saga Share Direct is provided by Equiniti Financial Services Limited.

How does it work?

The Certificated Dealing service is operated over the telephone. You can open an account quickly and place a trade at the same time, just call 0800 015 2542.

You can buy and sell share certificates during stock market opening hours (Monday to Friday 8am to 4.30pm, excluding Bank Holidays) or call us right up to 6pm for any other account queries. Simply call the dealing line to give your instruction to one of our teams, who will provide you with real time prices.

There are no annual account management fees and commission is charged per deal. To purchase shares you will need to pay for the shares by debit card. The commission charge (and any other fees e.g. Stamp Duty Reserve Tax) on purchases must be paid by debit card (as part of the total cost of the purchase) and on sales will be deducted from the proceeds of any shares you sell.


Key features

  • Commission from as little as £25 up to a maximum of £100 per trade.

  • No annual account management fees.

  • Real time price quotes, with immediate confirmation.

  • Buy and sell certificates in a large number of companies.

  • Lines are open 8am to 6pm.

  • 'At Best' facility lets you instruct the agent to deal at the best possible price.

How it can help

Purchasing and holding your own share certificates through Saga Share Direct’s Certificated Dealing Service means you become the legal owner. Some companies have certain benefits for shareholders that are only available if you are the named shareholder on the register, which means you may be able to take advantage of these.

If you are comfortable making your own investment decisions or enjoy managing your own finances, use our service to start trading shares. Just call 0800 015 2542 to open an account.

Do you have any share certificates lying around?
Call our Certificated Dealing Service to see what they might be worth.

Am I eligible?

To be eligible for a Saga Share Direct Account you must be:

  • a UK resident
  • aged 50 or over.

What else may be relevant?


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Helpful videos
Explore a selection of user-friendly videos which show you how to use the Saga Share Direct service

Forms and Guides
Discover a range of useful forms and guides for the Saga Share Direct Service.

Frequently asked questions

How do I open an account?

Opening an account is very simple, just call 0800 015 2542. Lines are open 8am–6pm Monday to Friday.

How do I manage my account?

Your Certificated Dealing Account will be managed over the telephone. If you have any queries regarding your account or wish to make changes to your details, you can call the Customer Service Team on 0800 015 9278.

What investments can I trade in?

You can deal in UK Shares.

What does it cost to open an account?

There are no costs for opening a Saga Share Direct account.

How much does it cost to trade?

Depending on the value of your sale or purchase our commission starts from £25 up to a maximum of £100. Our commission is not based on the percentage of your trade value, making it easier for you to compare our charges. Click here for details of our charges.

How do I receive the proceeds for my sale?

The proceeds of your sale minus any commission charges will be paid into your bank account on or soon after the settlement date.

Can I trade online?

Not currently, but if you would like to trade in shares online you can open a Nominee Dealing Account, which has a number of additional features and benefits. Click here for more information.

Important information

Terms and Conditions

For customer terms and conditions, please click here.


Investment Risk Warnings

For specific investment risk warnings, please click here.

Best Execution Policy

For Saga Share Direct’s Best Execution Policy, please click here.

Privacy Policy

For our full privacy policy, please click here.

To view the above documents, you will need Adobe Acrobat Reader.

Fees and charges

Saga Share Direct does not charge annual account management fees for any of its accounts; however, underlying investments may have their own individual fees, which will be shown in the key information for those investments.

For further details about the charges payable, please click here.

Financial Services Compensation Scheme

For details of the Financial Services Compensation Scheme click here.

Who is the provider and how are they regulated?

Saga Share Direct is a registered trading name of Acromas Financial Services Limited. Saga Share Direct is provided and operated by Equiniti Financial Services Limited whose registered office is Aspect House, Spencer Road, Lancing, West Sussex, BN99 6DA. Equiniti Financial Services Limited is part of the Equiniti Group. Equiniti Financial Services Limited is registered in England and Wales with No. 6208699 and is authorised and regulated by the Financial Conduct Authority. Equiniti Financial Services Limited is a member firm of the London Stock Exchange.

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Call to find out more

0800 015 2542 Mon – Fri 8am-6pm (excluding bank holidays)