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Saga Platinum credit card

Exclusively for the over 50s.
Provided by Allied Irish Banks, p.l.c.

Representative 11.9% APR variable.
Plus benefit from discounts on board Saga cruise ships, at Saga resorts and when booking Saga holidays.

  • Apply for a Saga Platinum credit card today

    Saga Platinum credit card - now including contactless payments

Whether you’re looking to reduce costs straight away by transferring existing balances from other cards, looking to save money abroad, or wanting to pay 0% interest on purchases*, the Saga Platinum credit card offers all this and more.

0% Foreign Currency Fees

Use your card to pay for goods and services worldwide and benefit from 0% foreign currency conversion fees on transactions.


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0% on purchases and balance transfers for the first 9 months*

Spread the cost of spending over the first 9 months with our introductory interest rate on purchases. Plus reduce immediate costs by transferring balances from other higher rate credit and store cards to your Saga Platinum credit card. A balance transfer fee of 3% applies.


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Representative example:

If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid in equal monthly payments over 12 months at an interest rate of 11.29% variable (Representative 11.9% APR variable), the total amount you will pay back is £1,273.40.

APR stands for Annual Percentage Rate.

*Introductory Rate charged for the first 9 months on purchases and Balance Transfers from the date the account is opened. At the end of this period the Introductory Rate reverts to the Standard Interest Rate applicable to the product at the time. A Balance Transfer Fee of 3% applies. 



The Saga Platinum credit card and Saga Platinum online service are provided by Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173. Saga Personal Finance is a registered trading name of Acromas Financial Services Limited ('AFS'), which is authorised and regulated by the Financial Conduct Authority. AFS is registered in England and Wales (Company No. 3023493). Registered Office: Enbrook Park, Sandgate Folkestone, Kent CT20 3SE. Acromas Financial Services is a credit broker, not a lender.