Latest offers through the Saga Equity Release Advice Service

  • Right now there is a £2,500 cashback offer on the Lump Sum Plus Lifetime Mortgage, provided by Just, for advances in excess of £50,000 for customers aged 60-75. Applications must be received by 31 March 2018.

  • Saga Equity Release Plan, exclusively available through our service, has its lowest ever interest rate of 4.5% AER and £425 will be paid towards your legal fees.

Offers are subject to recommendation by your adviser and can be changed or withdrawn at any time. Ask your adviser for more details. The Saga Equity Release Plan and the Just Lump Sum Plus Lifetime Mortgage are secured against your home.

What would you do with more money?

People use equity release to finance all sorts of plans and projects.

If you've been thinking of making some improvements to your home, had your eye on a new car or want to give a loved one a house deposit – equity release could help make it happen.

The Saga Equity Release Advice Service is provided by HUB Financial Solutions Limited, who will pay us an introductory fee if you decide to take out a plan.

A lifetime mortgage is a loan secured against your home. The sum borrowed, plus accumulated interest, will usually be repayable when the property is sold after you die or move permanently into long term care

To be eligible for equity release you must be aged 55 or over with a UK property worth at least £70,000.

Equity release is not right for everyone.  It will reduce the value of your estate and may affect your state benefit entitlement.  Your adviser will carry out a full financial review of your personal circumstances.

For a personalised quotation, or for more information, please call

0800 096 1483
Monday – Friday, 9am - 5pm

Calls may be monitored or recorded.

Equity Release Calculator

This calculator will provide an indication of the maximum amount you may be able to release with a lifetime mortgage, which is a type of equity release.

All fields are required.

1. About your property

Property value *
House name/number *
Postcode *
We're sorry - we couldn't find your address. Please enter it into the fields provided.
Select your address *
Address Line 1 *
Address Line 2
Town *
Postcode *
Selected Address

2. About you

Title *
First name *
Last name *
Date of birth of the youngest homeowner *
Contact number *
Email address *

Thank you for your enquiry.

We will be in touch by phone or email to answer any questions you may have.

If you would like to know more now please call us free on 0800 096 0649. Lines are open Monday to Friday 9am to 5pm. Calls may be recorded and monitored. 

Important Information

By providing the requested data, whether partially or in full, including sensitive data, you consent to Saga Group (Saga Plc and its subsidiaries) using it in the administration of this product and services, preparation of quotes, as well as for sending you marketing information via letter, SMS, telephone and/or Email. 

Your information will also be passed to HUB Financial Solutions Limited who may contact you to progress your equity release enquiry. HUB Financial Solutions Limited will use the data only in relation to the Saga Equity Release Advice Service and for no other purpose.

Our privacy policy is available for you to read, we would like to draw your attention to it if this is your first contact with Saga and the Saga website.

The Saga Equity Release Plan, provided by Just, is a lifetime mortgage that is secured against the home. Just is a trading name of Just Retirement Money Limited. Saga Personal Finance is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (Company No. 3023493). Registered Office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Saga Personal Finance Limited, HUB Financial Solutions Limited and Just Retirement Money Limited are authorised and regulated by the Financial Conduct Authority.