Credit Card

Saga Platinum credit card offers 0% foreign currency fees on transactions made abroad, and a low rate of Representative
11.9% APR (variable), making it a great travel companion.

  • 0% Foreign Currency Fees are applied to transactions worldwide
  • 0% on purchases for the first 9 months*
  • 0% on Balance Transfers for the first 9 months (3% Fee applies)*
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Credit Card

Representative Example: If you had a credit limit on your card of £1,200, you used your full limit to make a single card purchase immediately after receiving your card and you repaid in equal monthly payments over 12 months at an interest rate of 11.3% variable, (Representative 11.9% APR variable), the total amount you will pay back is £1,274.69.

Whether you’re looking to save money straightaway by transferring existing balances from other cards, looking to save money abroad, or wanting to make interest free withdrawals (up to 55 days), the Saga Platinum credit card offers all this and more.

Why choose Saga Platinum credit card?

The Saga Platinum credit card may be able to meet all your credit card needs. Here are some of the great ways it could benefit you:

0% on purchases for the first 9 months*

Spread the cost of your spending over the first 9 months with our introductory 0% interest rate on purchases.

0% on Balance Transfers for the first 9 months (3% Fee applies)*

Save money straight away by transferring any balances you have on other higher rate credit cards and store cards to your Saga Platinum credit card.

0% Foreign Currency Fees are applied to transactions

When you travel, Saga Platinum can help you make the most of your activities whether you are dining out, settling your hotel bill, or just shopping. Use your card to pay for goods and services and you’ll benefit from no foreign currency fee on transactions.

0% interest on cash withdrawals**

With Saga Platinum you can enjoy up to 55 days of interest free credit on all withdrawals. This will also apply to purchases after the 9 months introductory offer is over, helping you to continue to spread the cost of your spending.

Representative 11.9% APR (variable)

This competitive rate is more than 4% lower than the average UK credit card representative APR rate of 16% and over 1% lower than the average APR on unsecured loans of more than 13% APR†.

**If the balance is always settled in full by the payment due date.  After that, interest will be charged from the date the transaction is debited to your account. There is a 2% Fee (minimum £2) for each Cash Advance, whether it is made abroad or in the UK.

† Source: Bank of England. Correct as at 23rd June 2011.

Having multiple cards may impact the outcome of your application.

*Introductory Rate charged for the first 9 months on purchases and Balance Transfers from the date the account is opened. At the end of this period the Introductory Rate reverts to the Standard Interest Rate applicable to the product at the time. A Balance Transfer Fee of 3% applies.

APR stands for Annual Percentage Rate.

The Saga Platinum credit card and Saga Platinum online service are provided by Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173.

Saga Personal Finance is a registered trading name of Acromas Financial Services Limited, which is registered in England and Wales (Company No. 3023493). Registered office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE.