Saga Investment ISA
Opening an investment ISA could be a good alternative to using a cash ISA – although it’s not guaranteed, when you choose investments you could potentially see greater returns than you would in a cash ISA.
How does it work?
You can open an investment ISA with Saga Investment Services in just a few minutes – investing for the future has never been easier.
What are the benefits?
ISAs are tax-efficient as interest on cash savings or gains from investments are tax-free. Your savings and investments have the opportunity to grow faster over time than they might in a normal savings account.
With a Saga Investment ISA, you get the same great value as you’ve come to expect from Saga. Saga Investment Services gives you more for your money so you can put more towards saving, rather than on unnecessary fees.
The Saga Investment ISA gives you access to a wide range of investments from across different sectors. If you don’t want to pick investments yourself, you can let the experts handle it for you with a Ready-made Portfolio of top investment ideas.
If you would like to open an ISA with Saga Investment Services, it’s quick and easy to start investing right away. You can even transfer an ISA if you have an account with a different provider, cutting down on paperwork.
Frequently asked questions
Anyone over 18 can open an investment ISA as long as they are a UK resident. Junior ISAs are available for children. A Junior ISA gives a child a £4,080 allowance and allows you to save on their behalf. Saga Investment Services has a Junior ISA available, too.
No. You can have a combination of the two, or just a cash ISA or an investment ISA, up to the 2015/16 allowance limit of £15,240.
SIPPs aren’t suitable for everyone, and if you don’t think you will make use of the wider choice of investments that a SIPP gives you then a SIPP may not be right for you. Investors should review their portfolio regularly or get regulated advice to make sure their SIPP investments continue to meet their pension requirements.