Saga offer a range of savings accounts to suit a variety of needs for the over 50s. This includes a number of different fixed rate bond terms as well as a variable account offering instant access.
To talk to the team about a Saga Savings Account today, call us on:
|Saga Savings accounts are provided by Birmingham Midshires|
What Saga can offer you
fixed on balances of £1+ with our 3 Year Fixed Rate ISA. Interest is paid yearly or monthly. Withdrawals permitted subject to a charge. You can withdraw and replace funds within the same tax year without affecting your yearly ISA allowance providing your Fixed Rate ISA is still on offer.
How do they compare?
|Interest Rate Gross/AER (Annual Interest)
||Fixed Term|| Bonus Period
||Tax Free|| Joint Accounts Allowed
|| Minimum Deposit
|Saga Telephone Saver (Issue 18)
||1.00% (includes a 0.75% fixed bonus on balances £1,000+)||None
No charge payable
|Saga 1 Year Fixed Rate Savings Account
|Saga 2 Year Fixed Rate Savings Account
||£1 - £49,999
||Allowed subject to a charge
|Saga 3 Year Fixed Rate ISA
1.80% (Tax free)
||None||Allowed subject to a charge||Yes||No||£1
Helping you decide
Fixed Rate ISA
Fixed Rate Savings Accounts
Available for fixed term deposits of 1 and 2 years. Initial deposit should be for the full amount as additional deposits are not allowed.
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Who is the provider and how are they regulated?
The deposit taker for Saga Savings accounts is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Registered office: The Mound, Edinburgh, EH1 1YZ. Registered in Scotland No. SC327000.
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0345 850 0664