Territorial waters

Wednesday 10 August 2005

Territorial waters

Saga advise against cruising out of range

5 pairs of tickets to give away to the Inland Waterways Show,

Preston Brook, Cheshire, 27th-29th August

To enter the free prize draw, simply ring in for a quote for Saga Boat Insurance on 0800 015 3360

With an estimated 451,000* boats moored in the UK at present, the Inland Waterways Show at Preston Brook, Cheshire over the weekend of 27th August, is expected to attract thousands of boat owners from all over the country. For a chance to win tickets to the show, enter a free prize draw by calling Saga Boat Insurance on 0800 015 3360 for a quote.

With the thought of blue skies and gentle breezes, boat enthusiasts will be steering their vessels towards the UK's inland waterways and coastal waters, but Saga Boat Insurance advises boat owners to check their insurance policy for any cover limits before setting sail or risk paying out for large repair bills. In 2004, Saga's statistics show a typical claim was against damage caused by another vessel and in a lot of cases, the third party was unknown. The average cost for repair was just under 3,000 but for one unlucky boat owner, it was in excess of 42,000.

Anyone planning to sail beyond Britain's coastline heading for the Mediterranean, for example, may find a restricted cruising range in place on their insurance policy. Budding Ellen MacArthurs, planning an extended voyage, would also be advised to check for limitations against any one trip and for crafts restricted to the non-tidal waters of the UK, check that the tidal stretches you plan to use for accessing the inland systems are listed on your policy.

Andrew Goodsell, Chief Executive, Saga, comments: "Boat enthusiasts can easily be enticed beyond their normal sailing or cruising range, unaware that their insurance cover may be restricted to certain stretches of water."

Saga Boat Insurance is offering a free guide giving advice on protecting your vessel against marine crime such as theft and vandalism as well as looking at safe moorings, security devices and ways of marking your property. This also includes tips on buying a new or second-hand boat.

To request a copy of the free security guide or for information on Saga Boat Insurance call 0800 015 3360 or visit saga.co.uk


Editors Notes :

* BMF Stats 2004 for boat over 2.5 metres and owned by UK residents

The draw for tickets will take place on 19th August and the winners will be notified by post. There is no cash alternative

Key Features of Saga Boat Insurance

Wide cruising ranges including, for example: Inland/Coastal Waters of the UK Continental waters Elbe to La Rochelle Eire, for craft over 23ft (excluding narrowboats)

All risk cover other than defined exclusions such as damage caused by negligence or gradual deterioration

No loss of no claim discount or excess payable where the craft suffers loss or damage whilst it is moored in a marina

Waterskiing cover available for powered craft. Third party liability cover is provided up to 1 million to cover your legal liabilities in respect of this usage

Water toys cover available for speedboats and sportscruisers. Third party liability cover is provided up to 500,000 whilst towing a water toy

Marine legal expenses cover is available and includes for example cover for negotiation of legal rights in a contractual dispute such as that related to the purchase of boat equipment. Premium - 9.50 per year

Racing risks cover is available on request

No claim discount of up to 20% off you premium if you remain claim-free

Protected Maximum No Claims Discount available

We will allow a discount for Practical RYA Powerboat qualifications (level 2 or higher) on speedboats and sportscruisers

For further press information please contact the Saga Press Office on: 01303 771529.

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