Buying a place in the sun

Thursday 20 January 2005

Buying a place in the sun

Saga offer free guides to buying a holiday home in France or Spain and the chance to win tickets to the French or Spanish Property Exhibitions at Olympia - call 0800 015 0751 or visit

Vive La France - Olympia 21-23 January 2005

Viva Espana - Olympia 28-30 January 2005

The summer of 2004 was blighted by stormy weather and will make the appeal of a holiday home in the sun stronger than ever. So for those planning to visit the Overseas Property Exhibitions at Olympia and looking to swap soggy showers for Sangria, Sauvignon and sunshine, Saga Holiday Home Insurance is offering free guides to buying a property in Spain and France and the chance to win free tickets to the shows.

Over one million Brits now own homes in France and Spain* and it has been predicted that by 2010, one in eight British over-55s will be living abroad**.

The guides include hints and tips on:

What to consider before choosing a location such as climate, landscape and the costs and benefits of buying in rural or urban areas

Practical information concerning the types of property available, including tips on how to choose between a modern apartment or a traditional villa - a quaint Chateau or a modern apartment

Advice concerning estate agents and other organisations available to help you select your holiday home

An introduction to conveyancing and the regulations surrounding house buying in Spain or France

Other considerations to bear in mind when buying a holiday home such as hobbies, health matters and residency permits

Saga Holiday Home Insurance is available to people aged 50 and over for properties in Spain, France, Portugal, Italy and islands thereof in the Mediterranean and the Canary Islands.

To request a copy of your free guide call 0800 015 0751 - or visit

For further press information please contact the Saga Press Office on: 01303 771529.


*Statistic from Channel 4 Homes website

**Saga Magazine article "In search of sweeter shores" September 2004

The draw is restricted to one entry per household. No Cash alternative. The winners will be the first entries drawn and will be notified by post. Closing date for entry is 17th January 2005.

Features of Saga Holiday Home Cover includes:

Policies written clearly in English

Cover provided for loss of rental income up to 10% of the total sum insured (for buildings and contents), where the property is not habitable as a direct result of damage or loss

Alternative accommodation provided (up to 10% of the sum insured), where the insured property is not habitable due to an insured event

Optional accidental damage cover available for buildings and contents

Properties can be left unoccupied for up to 60 consecutive days as standard (although this period can be extended up to 180 days for an additional cost)

Emergency travel and accommodation costs up to £1,000 (with buildings cover) in the event of damage to the insured property of more than £1,500, where the policyholder is needed on site to assist in the process of repair

Public and private liability cover provided up to £2 million (depending on whether buildings and/or contents cover is chosen)

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