Thursday 8 March 2012

• Not all travel insurance provides cover for holidays in the UK


As English Tourism Week begins 76% of over 50s are choosing to include UK short trips and holidays in their annual travel plans*, Saga’s enhanced UK travel insurance cover gives valuable peace of mind to those enjoying a holiday or short break a little closer to home.

However many people overlook the fact that travel costs can still be substantial for a UK based break, with rail ticket prices expected to rise by 8% in the next year**  and fuel getting more expensive.  This combined with the nightly hotel costs in the UK (as much as £83*** ), highlights the importance of having the peace of mind that if somebody falls ill while on holiday in the UK, friends or family members are able to stay by their loved one’s side, or travel to be with them if they require a stay in hospital.

Roger Ramsden, Chief Executive, Saga Services said: “Many people mistakenly believe that travel insurance provides the same cover whether you’re travelling in the UK or abroad, but it’s important to check as this is not always the case.

"Whilst the NHS meet medical costs in the UK, if you’re admitted to a hospital miles from home many policies simply don’t cover the costs for a loved one to travel and remain with you throughout.  To take this worry out of travelling, we have included this cover as standard within our travel insurance policies to provide peace of mind to the many thousands of over 50s who choose to take breaks in the UK.”

For added peace of mind, Saga will even pay the cost of additional kennel and cattery fees up to £300, the highest in the market – meaning pet owners do not have to worry about calling in a favour from a neighbour or friend.

Saga provides the highest cover in the market for transport and accommodation, at £5,000 for reasonable extra charges, compared to Direct Line’s £2,000 cover. Other UK travel insurance cover includes:

 UK emergency medical and associated expenses cover  SAGA RIAS  Direct Line  M&S  John Lewis  Staysure Aviva
Total sum insured   £5,000 £2,000  £5,000  £750  £150  £2,000 £2,000
 Additional transport/accommodation Reasonable extra charges up to sum insured  £2,000  £2,000  Reasonable costs  £0  £1,000 Up to sum inusured
 Returning body ashes home  £5,000  £0  £1,000  £750  £0 £0 Up to sum insured
 Additional kennel/cattery fees  £300  £0  £0  £0  £150 £0 Up to sum insured
 Medical transfer  Up to sum insured  Necessary costs  £2,000  Reasonable costs  £0 £1,000 Up to sum insured


Table correct as at 6th March 2012.




Notes to Editors:
 * 76% GB TGI 2011 Q3 (April 2010 - March 2011).  Figures relate to holidays and short trips in the UK but not at the exclusion of travel abroad.
 ** Rail prices - The formula affects regulated fares, such as season tickets and long-distance off-peak tickets. http://www.bbc.co.uk/news/mobile/uk-14538167
 *** The Hotels.com Hotel Price Index (HPI) is a regular survey of hotel prices in major city destinations across the world. http://www.hotels.com/press/hotel-price-index.html

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