Monday 20 May 2013

• Around 3 million parents over 50 have adult children living at home • Average age of adult children still living at home is 27 years old • Of adult children living at home, one in seven are 31-40


There is no doubt that many young adults have had it tough. However, spare a thought for their hard pressed parents as research from Saga Home Insurance has shown that around 3 million* over 50s still have their adult children living at home with them.  The average age of these failed fledglings is 27**.

While it may not be a surprise that parents aged 50-54 are the most likely to be housing their adult children (32%), one in six parents aged 60-64 say they are still providing a roof over their children's head - long after they had expected them to leave home.  It seems that some children are cramping their parents’ style right up until they reach retirement age.

More than half of adult children have had a brief stint of independence before returning to their childhood home. While the most common reason people return home is finishing university, one in ten say that splitting from partners (10%) and saving for a deposit for their own house (9%) has forced them to move back in with their folks. This could explain why one in seven of these boomerang babies are aged between 31 and 40.

However, you have to feel for parents in the West Midlands, as half of those with adult children still at home, say their kids have never moved out (52%).

High house prices could be the reason why children linger longer in London. A fifth of parents say they still have adult children at home in the capital – more than anywhere else in the country. Children in the South West and East Midlands are the most likely to fly the nest as soon as possible, as just one in ten parents in these regions say they are still putting up their children (12%).

It seems that richer parents are pushing their kids on to the property ladder, as wealthy people are the least likely to have adult children living at home (14%). Whereas children from less well-off families are the mostly likely to stay put (20%).
Despite most people owning mobile phones, laptops and other expensive gadgets, more than half of parents haven’t updated their home insurance to include all their children’s belongings after they have returned home.

Roger Ramsden, chief executive, Saga Services commented: “Encouraging children to start saving for their first home when they’re younger could be high on most parents’ agendas after reading this research. With so many children choosing to stay at home longer, it just proves that a parent’s work is never quite done and that they will foot the bill for far longer than they originally expected to.”


Notes to Editors
• *21 million over 50s in the UK. According to a populus survey 8% don’t have any children and 15% have adult children living at home. Equals 2,898,000 parents over 50 housing adult children.
• **Populus interviewed 10,350 adults, all aged 50 and over, online between 12th and 25th April 2013.  Populus is a member of the British Polling Council and abides by its rules.

Regions % of parents with adult children living at home 
London 19% 
Wales 17% 
North West 17% 
North East 17% 
Yorkshire and Humber 15% 
Scotland 15%
East Anglia 14%
South East 14%
South West 12%
East Midlands 12%

Saga Home Insurance
Saga Home Insurance is designed for the over 50s and provides:
• Up to a 15% discount when people buy a combined buildings and contents policy online **
• Up to £500,000 buildings and up to £50,000 contents cover as standard
• Higher levels of cover available through the Saga Home Insurance TailorMade policy
• New for old replacement of contents
• Full protection when home is unoccupied for up to 60 days in a row.
** 99% of people who had a buildings and contents quote received a discount of at

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