THESE MATERIALS ARE NOT DIRECTED AT OR ACCESSIBLE BY PERSONS IN THE UNITED STATES OR PERSONS RESIDENT OR LOCATED
IN AUSTRALIA, CANADA, JAPAN OR ANY OTHER JURISDICTION WHERE THE EXTENSION OF AVAILABILITY OF THE MATERIALS TO WHICH
YOU ARE SEEKING ACCESS WOULD BREACH ANY APPLICABLE LAW OR REGULATION. THESE MATERIALS ARE NOT FOR DISTRIBUTION
OR PUBLICATION IN ANY JURISDICTION OUTSIDE THE UK, THE CHANNEL ISLANDS OR THE ISLE OF MAN.
This is an advertisement and not a prospectus. If Saga undertakes a flotation in the future, a prospectus will be produced and made
available on saga.co.uk. Any decision to apply for shares in Saga should be based on that prospectus.