Saga Health Cash Plan

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Saga's Health Cash Plan
offers 18 different healthcare benefits

There are times when we could all do with some extra financial assistance to help pay for those routine visits to the dentist or optician, or for expenses associated with an unexpected stay in hospital and your after care.

Or contact our UK based call centres FREE on
0800 096 4085
quoting reference ITHCP.
(Calls from mobile phones may incur charges.)
8.30am - 7pm weekdays,
9am - 1pm Saturday,
Sundays closed.

For your protection and for training purposes, telephone calls may be monitored or recorded.

Click below for more details

Saga Health Cash Plan can help with everyday healthcare expenses by providing financial support towards dental bills, optical bills, specialist consultations, physiotherapy, hospital treatment, home help, specialist care and many other common healthcare needs.

Key features of Saga Health Cash Plan

Cash towards dental bills including check-ups and treatment
Cash towards optical bills for eye tests and spectacles
Cash towards hearing aid devices
Cash towards therapies including physiotherapy and chiropody
Cash when you are in hospital
Cash to help with your recovery
Cash towards many other everyday healthcare costs
All these healthcare benefits from the equivalent of £3.24 a week (£14.00 a month), depending on the level chosen and your age
A choice of 3 levels of cover
Cover for yourself and your family
Dependent children under 18 covered at no extra charge
A fast and easy claims procedure
Guaranteed acceptance, with a straightforward application process - No medical required
No limit on the age at which you can join
No age-related premium increases once you have joined

Terms and conditions apply

Benefits	Maximum per person covered each benefit year
	Level 3	Level 2	Level 1
Dental care: 75% of cost of check-ups and treatment.	£190	£135	£80
Optical care: 75% of cost of eye tests, lenses, spectacles and laser eye surgery.	£190	£135	£80
Hearing aid: 75% of cost towards hearing devices.	£200	£150	£100
Health consultations: 75% of cost of specialist consultations including x-rays and relevant tests.	£350	£250	£150
Therapies: including:- Physiotherapy Osteopathy Chiropractic Chiropody 75% of cost of treatment up to the combined maximum in each benefit year.	£400	£300	£200
Complementary therapies: including:- Homeopathy Acupuncture 75% of cost of treatment up to the combined maximum in each benefit year.	£200	£150	£100
Hospital day-case surgery: Amount payable per admission up to 10 occasions in each benefit year	£700* £70* per admission	£500* £50* per admission	£300* £30* per admission
Hospital in-patient: Amount payable per night up to a maximum of 20 nights per episode, up to a maximum of 100 nights in each benefit year	£5000* £50* per night	£3500* £35* per night	£2000* £20* per night
Recuperation: Lump sum payable automatically with hospital in-patient claim of at least 10 consecutive nights	£300*	£240*	£180*
Home help and home nursing: 75% of cost of home help and home nursing up to the combined maximum in each benefit year.	£850	£650	£450
Health screening: 75% of cost of health screening.	£250	£200	£150
Allergy testing: 75% of cost of allergy testing at an allergy clinic	£125	£100	£75
Accidental death benefit	£10000^**	£7500^**	£5000^**
Telephone Helpline: 24 Hrs, 365 days a year 0800 107 1917

*Children under 18 receive 50% of these benefits
^**Children under 18 are not covered by this benefit

What is not covered?
There is a 13-week qualifying period from when you join before you may claim any benefit under the plan, unless you have a current plan with another provider. If you, or a person you wish to be covered, has an existing medical condition please declare it on the application form. You will not be able to claim hospital related benefits for treatment of the condition for a period of two years from joining.

If you are looking for a Saga HealthPlan which will fully cover the cost of private hospital treatment, please click here.

Click for Saga Private Medical Insurance

Saga Services Limited is authorised and regulated by the Financial Services Authority.

Saga has arranged for its Health Cash Plan to be underwritten by BHSF Limited.

Saga Services Limited is a wholly owned subsidiary of Saga Group Limited. Registered in England and Wales (Company No: 732602) Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.