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Home Insurance

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Save up to 1/3 on home insurance*


And we won't charge you extra when you pay by monthly Direct Debit online


Saga Home Insurance Saga offers a choice of two policies - the Saga Home Insurance Policy, which includes up to £500,000 buildings cover and up to £50,000 contents cover as standard, and our Saga Home Insurance TailorMade policy, ideal for those that require higher levels of cover.

Saga Home Insurance Policy
Our Saga Home Insurance Policy offers three levels of cover - Standard Accidental Damage, Extended Accidental Damage and Cover Plus. Extended Accidental Damage is our most popular level as it adds extra cover for everyday household mishaps, such as knocking over a vase or spilling red wine over a sofa. It is also ideal if you enjoy DIY.

Plus, for just £3.50 a month you can add cover for the cost of household repairs following a domestic emergency in your home, which could prove invaluable at this time of year. For example, if your central heating system or main cooker breaks down, or a falling tree damages your roof during a storm.

* Discounts available to you - Take out a Saga Home Insurance Policy online and we can offer you up to 1/3 off your first year's premium. This consists of an introductory discount of 10%, a combined discount of 5% if you buy both buildings and contents and an online discount of up to 22%. (17% of people saved 22% on their home insurance online compared to buying on the telephone - Saga survey of new business quotes, February 2008.) All discounts apply to your quoted premium excluding any add-ons unless otherwise stated. Furthermore, if you choose to pay by Direct Debit there is no extra charge for the first year. Offers may be withdrawn at any time and do not apply to our Saga Home Insurance TailorMade Policy.

Saga Home Insurance TailorMade Policy
Our top-of-the-range policy is suitable for people who require higher levels of buildings and contents cover than our Saga Home Insurance Policy. It includes cover for fine art and antiques as well as worldwide 'new for old' cover. If you have valuables to protect, it might be just what you are looking for. Click here for more information.

 
 
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To contact our UK based call centre,
please use our CONTACT US directory.

Saga Services Limited is authorised and regulated by the Financial Services Authority.

Click below for more details
 
Saga Home Insurance Policy
Saga Home Insurance TailorMade Policy

Require more than £100,000 contents cover and more than £500,000 buildings cover? Click here

 

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Other home related products:

 
 
 
Some examples of the cover we provide Standard
Accidental
Damage
Extended
Accidental
Damage
Cover
Plus

Up to £500,000 buildings cover and up to £50,000 contents cover as standard.

Included Included Included

New for old replacement of items if repair is not feasible, such as a broken mirror.

* including clothing and household linen.
Included Included Included*

No need to specify single items worth less than £2,500, such as jewellery and antiques.

Included Included Included

Limited accidental damage cover for some everyday household electrical items.


Included

Included

Included

Full accidental damage cover within the home, to include incidents such as breaking a pair of spectacles or hammering a nail through a pipe.


Not Included

Included

Included

No Claim Discount, to help keep down future premiums if you do not make any claims.


Not Included

Not Included

Included

Replacement of matching pairs or sets of items, for example earrings, three-piece suites, if we cannot repair or replace individual items to match.


Not Included

Not Included

Included
(Please note: some of the above cover examples depend upon whether a contents or buildings policy is held.)
For information on our TailorMade policy, which provides higher and wider levels of cover, click here.
 
Saga Services Limited is authorised and regulated by the Financial Services Authority.

Saga Home Insurance is underwritten by London and Edinburgh Insurance Company Limited. Authorised and regulated by the Financial Services Authority.
Saga Services Limited is a wholly owned subsidiary of Saga Group Limited. Registered in England and Wales (Company No: 732602) Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.