Boat Insurance
Set sail with Saga Boat Insurance

Saga Boat Insurance is designed to meet the needs of people aged 50 and over, offering high levels of protection. We cover most types of boat, so whether you have a yacht, motorboat, sports boat, sports cruiser, dinghy, narrow boat or sailboat you will not be left high and dry.
Benefits of Saga Boat Insurance:
- £3 million third party liability cover
- Up to 20% No Claim Discount
- Up to £10,000 personal accident cover for you and your passengers
- Cover for all risks of accidental, physical loss or damage to your vessel and property
- You do not have to pay an excess and will not lose your No Claims Discount, if your vessel suffers loss or damage whilst moored in a pontoon berth at your home marina
- Medical expenses cover up to £500 per single incident
- Wide cruising ranges available, including UK inland and coastal, continental waters from the Elbe to La Rochelle, and Mediterranean waters.
- Racing cover available (included as standard under our Dinghy Policy)
- Automatic cover for damage to underwater machinery on powered boats.

Find out more
Useful information
- Saga’s guide to protecting your boat
- A guide to insuring your boat
- What our customers say
- Essential sailing destinations
Policy summaries
Looking to make a major purchase abroad? Saga International Payments service can transfer your money at bank-beating rates.
Saga Services Limited is authorised and regulated by the Financial Services Authority.
