Given the choice, many older people people would opt to remain living independently in their own home for as long as they can.
Going into residential care is expensive and can also mean losing an immediate support network of friends and neighbours.
The good news is, live-in care at home is available across the country, and offers a real alternative.
That said, it does not come cheap, and you should still expect to pay around £900 a week.
Can you avoid care costs?
Here we take a closer look at the pros and cons.
Pros of having a live-in carer
While moving into residential care can mean making a big transition to what is often an institutional and regimented way of life, staying at home is a lot less unsettling.
This can be particularly important for those with conditions such as dementia, who can find the upheaval of a move to new surroundings both upsetting and frightening.
By contrast, with a live-in carer, older people can remain in their own home and maintain a level of independence for as long as possible, while having companionship at the same time.
They can also continue to do the jobs and fulfilling activities they want – and are able – to do.
This could range from something as simple as cooking a meal, to visiting social groups, or popping out shopping.
Find out more about personal independence payments
Remaining at home can make a particularly big difference to couples, and can help them to stay together.
At the same time, living independently means people still have their neighbours close by, and can maintain their circle of friends; they can also keep hold of their beloved pets.
If you decide that bringing someone in is the right decision, you will have access to one-to-one support 24/7 from an experienced carer who has had a DBS (previously CRB) check.
This can make a real difference should you fall ill or have an injury, and in some cases, may mean you don’t have to go into hospital at all. It can also be a good option if you need short-term support for any other reason.
This can provide peace of mind for other family members too.
10 reasons to move to a retirement village
Cons of having a live-in carer
If you are on your own, the cost of live-in care can end up being comparable to the cost of residential care – so this needs to be factored in. For couples, it becomes more cost-effective.
Unsure about the costs of care? Saga provides a care funding advice service.
Living with a stranger
Having a live-in carer means having to get used to cohabiting with a stranger, and this can take quite a bit of adjusting to at first.
Equally, in order to be able to accommodate a live-in carer, the property needs to have a spare room; it also needs to offer suitable conditions for that person to stay in.
Another big issue is that if your current home cannot be adapted for you and your needs, you may not be able to remain there after all. This might be the case if, for example, the stairs are not suitable for a stair-lift.
In this scenario, independent living may simply not be an option.
Useful links for carers
Find the perfect live-in carer with Country Cousins, part of Saga Healthcare. Care where you’re happiest. Home.
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Did you know? There is a vibrant new village with luxury apartments and first-class amenities including a restaurant, swimming pool, spa and bar in a safe and secure community. Just eight miles from Bath, Wadswick Green offers a new way of living for the over 60s. For more information visit Wadswick Green