Saga Platinum
credit card
Saga Platinum combines all the features you might look for in a credit card, wrapped up in one sophisticated package. It offers consistently good value allowing you to enjoy the financial freedom it provides, confident you are in control.
Because it's from Saga, you can expect Saga Platinum to be designed specifically with the over 50s in mind.
For more information click the links below:
A fair order of payments
The Saga Platinum credit card is fair to customers whether they spend or borrow. Read more…
Interest free cash withdrawals –
up to 55 days**
If you use your card to withdraw cash, you will benefit from an interest free period of up to 55 days if the balance is settled in full before the due date. After that, interest will be charged at 23.9% APR from the date of the transaction. There is a 2% fee (minimum £2) for each cash advance, whether it is made abroad or in the UK.
No Commission on transactions within the
Visa Europe Region.
When you travel, Saga Platinum can help you make the most of your activities whether you are dining out, settling your hotel bill, or just shopping. Use your card to pay for goods and services and you'll benefit from no commission on transactions within the Visa Europe Region, and a commission charge of just 1% outside the Visa Europe Region.
The Visa Europe Region is defined by its member banks and therefore includes some countries who are not members of the European Union, extending the use of your card. Please click on the link above for more information.
A card that gives you peace of mind…
Wherever you use your card, Saga Platinum includes reassuring features designed to protect you should something go wrong.
Internet fraud guarantee
With Saga Platinum, you will not be liable for any purchases made without your knowledge if your card details are obtained fraudulently from the Internet.
Free 100 day purchase protection
Any goods you buy using Saga Platinum costing between £50 and £500 per item are covered for 100 days against theft and accidental damage (subject to certain exclusions).
Free emergency travel assistance with WhiteConcierge Recovery
With one phone call, you'll receive help to tackle unexpected problems that may arise abroad, including access to an emergency interpretation service, help with lost and stolen items such as passports, cash, travellers cheques and credit cards, legal assistance and an emergency messaging service.
Apply online for a Saga Platinum credit card.
All the features you would expect:
- 0% on purchases for the first six months from the date of opening*
- 0% on balance transfers for the first six months from the date of opening* (please note that a balance transfer fee of 2% applies)
- Typical
(variable)
Plus many valuable extra features:
- Commission–free purchases within the Visa Europe Region
- Internet fraud guarantee
- Free emergency travel assistance with White Concierge Recovery
- Free 100 day purchase protection
- Exclusive discounts on board Saga's cruise ships and in our holiday resorts
Find out more;
Exisiting Saga Visa Cardholder?
Should your Saga Platinum credit card be lost or stolen call us immediately on 0845 603 5473
(+44 2890 328641 if you are abroad) 24 hours a day, 7 days a week, 365 days a year.
*The Introductory Rate is charged for the first six months from the date the account is opened. At the end of six months the Introductory Rate reverts back to the Ongoing Interest Rate applicable to the product at that time.
**For cash withdrawals there will be a handling charge of 2% of any advance, which will be debited from your Saga Platinum credit card account, subject to a minimum of £2. The handling charge applies to cash withdrawals abroad as well as cash withdrawals in the UK.
Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age.
Saga Personal Finance Limited is a wholly owned subsidiary of Saga Group Limited, and is registered in England No. 3023493. Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.
The Saga Platinum credit card is issued by Allied Irish Banks, p.l.c. Registered office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Financial Regulator in the Republic of Ireland.
100 Day Purchase Protection Insurance is included with the card and is underwritten by London General Insurance Company Limited, which is authorised and regulated by the Financial Services Authority.