SAGA — Doing things properly

Benefits of the Saga Platinum credit card

• 0% on purchases for the first 9 months* – You can spread the cost of your spending over the first 9 months with our introductory 0% interest rate on purchases.
• 0% on Balance Transfers for the first 9 months* (a 3% Fee applies) – You could save money straightaway by transferring any balances you have on other higher rate credit cards and store cards to your Saga Platinum credit card.
• 0% Foreign Currency Fees are applied to transactions – When you travel, Saga Platinum can help you make the most of your activities whether you are dining out, settling your hotel bill, or just shopping. Use your card to pay for goods and services and you’ll benefit from no foreign currency fee on transactions.
• Typical 11.9% APR (variable) – With average UK credit card typical APR rates at more than 16% and unsecured loans at more than 13% APR (Source: Bank of England) the Saga Platinum credit card offers value at just typical 11.9% APR (variable).
• Fair order of payments – This could also save you money, as you’ll pay less interest since repayments are used to clear fees, charges and higher interest transactions first, unlike many other UK card issuers. Find out more about a fair order of payments.
• You can also take advantage of interest free cash withdrawals – up to 55 days and manage your account online.

* Introductory Rate is charged for the first nine months on purchases and Balance Transfers from the date the Account is opened. At the end of this period the Introductory Rate reverts to the Standard Interest Rate applicable to the product at the time. A Balance Transfer Fee of 3% applies.

Saga Personal Finance Limited is registered in England and Wales (Company No. 3023493) and is a wholly owned subsidiary of Saga Group Limited. Registered Office: Enbrook Park, Sandgate, Folkestone, Kent, CT20 3SE.

The Saga Platinum credit card is issued by Allied Irish Banks, p.l.c. Registered office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Financial Regulator in the Republic of Ireland.