Saga Platinum
Take a look at our new low rate
Whilst many credit card leaders are increasing their APR’s, Saga is breaking the mould. Not only can you enjoy a low standard purchase rate of typical 11.9% APR (variable) but also take advantage of our extended interest free period on purchases and Balance Transfers, plus much much more…
0% on purchases for the first 9 months*
You can spread the cost of your spending over the first nine months with our introductory 0% interest rate on purchases.
0% on Balance Transfers for the first 9 months* (a 3% fee applies)
You could save money straightaway by transferring any balances you have on other higher rate credit card and store cards to your Saga Platinum credit card.
0% foreign currency charge on transactions in Visa Europe : 1% elsewhere
When you travel, Saga Platinum can help you make the most of your activities whether you are dining out, settling your hotel bill, or just shopping. Use your card to pay for goods and services and you’ll benefit from no foreign currency charge on transactions within the Visa Europe Region, and a charge of just 1% outside the Visa Europe Region. The Visa Europe Region is defined by its member banks and therefore includes some countries who are not members of the European Union, extending the use of your card. Please click on the link above for more information.
Interest free cash withdrawals — up to 55 days†
If you use your card to withdraw cash, you will benefit from an interest free period of up to 55 days if the balance is settled in full before the due date. After that, interest will be charged at 23.9% APR from the date of the transaction. There is a 2% fee (minimum £2) for each cash advance, whether it is made abroad or in the UK.
Manage your account online
Through the Saga Platinum online service you can keep track of all of your spending. Check recent & past transactions, request a credit limit increase, request a balance transfer, order a replacement card and other useful account services. You can request this service as part of your application. If you already have a Saga Platinum credit card and wish to sign up for the service, please contact us on 0845 603 5468 (+44 28 9032 8562 if you are abroad). Please note that you will need a valid email address in order to use this service.
Additional Security Features
Wherever you use your card, Saga Platinum includes reassuring features designed to protect you should something go wrong.
- Internet fraud guarantee
- Free emergency travel assistance
Click here for more information.
Optional Insurance Products
- Card Protection Plan
- Payment Protection Insurance
Click here for more information.
* Introductory Rate is charged for the first nine months on purchases and Balance Transfers from the date the Account is opened. At the end of this period the Introductory Rate reverts to the Standard Interest Rate applicable to the product at the time. A Balance Transfer fee of 3% applies.
** Terms & Conditions apply. Click here for more information.
†If you use your card to withdraw cash, you will benefit from an interest free period of up to 55 days if the balance is settled in full before the due date. After that, interest will be charged at 23.9% APR from the date of the transaction. There is a 2% fee (minimum £2) for each cash advance, whether it is made abroad or in the UK.
Saga Personal Finance Limited is registered in England and Wales (Company No. 3023493) and is a wholly owned subsidiary of Saga Group Limited. Registered Office: Enbrook Park, Folkestone, Kent, CT20 3SE.
The Saga Platinum credit card is issued by Allied Irish Banks, p.l.c. Registered office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Financial Regulator in the Republic of Ireland.
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