What would you do with more money?

People use equity release to finance all sorts of plans and projects.

If you've been thinking of making some improvements to your home, had your eye on a new car or want to give a loved one a house deposit – equity release could help make it happen.

The Saga Equity Release Advice Service is provided by HUB Financial Solutions Limited, who will pay us an introductory fee if you decide to take out a plan.

The sum borrowed, plus accumulated interest, will usually be repayable when the property is sold after you die or move permanently into long term care.

To be eligible for equity release you must be aged 55 or over with a UK property worth at least £70,000.

Equity release is not right for everyone.  It will reduce the value of your estate and may affect your state benefit entitlement.  Your adviser will carry out a full financial review of your personal circumstances.

For a personalised quotation, or for more information, please call

0800 096 1483

Monday – Friday, 9am - 5pm

Calls are monitored for training and regulatory purposes.

NEW Saga Regular Drawdown Lifetime Mortgage

The equity release product that pays out monthly

Saga has a unique new type of equity release product that you won't find anywhere else.

Developed in partnership with Just, a leading provider of lifetime mortgages, it combines an initial lump sum payment with ongoing monthly payouts - all tax-free - making it an ideal choice if you are looking to supplement your income.

This product is only available through the Saga Equity Release Advice Service, provided by HUB Financial Solutions Limited. An adviser will review your circumstances to see if it is suitable for you and give you an idea of how much you might be able to release to supplement your income.

To be eligible for the Saga Regular Drawdown Lifetime Mortgage, you must be aged 60-80 with a UK property worth at least £150,000.

Our free online calculator will be able to provide an indication of the maximum amount you may be able to release or alternatively for more information please call

0800 096 0649

Monday - Friday, 9am - 5pm

Calls are monitored for training and regulatory purposes.

Equity Release Calculator

This calculation will provide an indication of the maximum amount you may be able to release with a lifetime mortgage which is a type of equity release. Lifetime mortgages are loans secured against your home.

All fields are required.

1. Your property

Property value *
House name/number *
Postcode *
We're sorry - we couldn't find your address. Please enter it into the fields provided.
Select your address *
Address Line 1 *
Address Line 2
Town *
Postcode *
Selected Address

2. Your details

Title *
First name *
Last name *
Date of birth of the youngest homeowner *
Contact number *
Email address *
Where did you hear about us? *

Thank you for your enquiry.

We will be in touch by phone or email to answer any questions you may have.

If you would like to know more now please call us free on 0800 096 0649. Lines are open Monday to Friday 9am to 5pm. Calls may be recorded and monitored. 

Important Information

By providing the requested data, whether partially or in full, including sensitive data, you consent to Saga Group (Saga Plc and its subsidiaries) using it in the administration of this product and services, preparation of quotes, as well as for sending you marketing information via letter, SMS, telephone and/or Email. 

Your information will also be passed to HUB Financial Solutions Limited who may contact you to progress your equity release enquiry. HUB Financial Solutions Limited will use the data only in relation to the Saga Equity Release Advice Service and for no other purpose.

Our privacy policy is available for you to read, we would like to draw your attention to it if this is your first contact with Saga and the Saga website.

All Saga equity release lifetime mortgages, provided by Just, are loans secured against the home. Just is a trading name of Just Retirement Money Limited. Saga Personal Finance is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (Company No. 3023493). Registered Office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Saga Personal Finance Limited, HUB Financial Solutions Limited and Just Retirement Money Limited are authorised and regulated by the Financial Conduct Authority.