Equity Release Calculator

Equity Release is a way of unlocking a proportion of the value, or equity, you have in your home in exchange for a tax-free lump sum; without having to move.

If you wish to find out more why not give us a call on 0800 096 7120 to arrange to speak with one of our equity release specialists. 

All fields marked with an * are required.

Age of youngest homeowner *
Minimum 55 years
Estimated property value (£) *
Minimum £70000
Title *
First name *
Last name *
Date of birth * e.g. 2/09/1945
Email address * e.g. john@mail.com
Contact number *
House name/number *
Postcode *
We're sorry - we couldn't find your address. Please enter it into the fields provided.
Select your address *
Address Line 1 *
Address Line 2 e.g. Kennington
Town *
County *
Postcode *
Selected Address
Where did you hear about us? *

By providing the requested data, whether partially or in full, including sensitive data you consent to Saga Group (Saga Plc and its subsidiaries) using it in the administration of this product and services, preparation of quotes, as well as for sending you marketing information via letter, SMS, telephone and/or Email.  

Your information will also be passed to Just Retirement Solutions Limited who may contact you to progress your equity release enquiry. Just Retirement Solutions Limited will use the data only in relation to the Saga Equity Release Advice Service and for no other purpose.

Our privacy policy is available for you to read, we would like to draw your attention to it if this is your first contact with Saga and the Saga website.

Important information

The Saga Equity Release Advice Service is provided by Just Retirement Solutions Limited. The Saga Equity Release Plan is provided by Just Retirement Money Limited. Saga Personal Finance is a registered trading name of Acromas Financial Services Limited, which is registered in England and Wales (Company No. 3023493). Registered Office: Enbrook Park, Sandgate, Folkestone, Kent CT20 3SE. Acromas Financial Services Limited, Just Retirement Solutions Limited and Just Retirement Money Limited are authorised and regulated by the Financial Conduct Authority.

Thank you for your enquiry.

We will be in touch by phone or email to answer any questions you may have.

If you would like to know more now please call us free on 0800 096 0649. Lines are open Monday to Friday 9am to 5pm. Calls may be recorded and monitored. 

About our calculator
  • This calculator will provide you with an indication of the maximum amount you may be able to release with a lifetime mortgage, which is a type of equity release plan
  • It doesn't take into account all of your personal circumstances. The amount you can release will depend upon a number of factors, including the age of the youngest homeowner and the value of your property
  • You will be presented with a calculation based on a typical lifetime mortgage
  • A lifetime mortgage involves taking out a loan which is secured against your home and then the loan and the accumulated interest is repaid from the sale of your house, upon your death, or moving permanently into long term care
  • Equity Release is not right for everyone and will reduce the value of your estate
  • The Saga Equity Release Advice Service is provided by Just Retirement Solutions Limited. 

Why choose the Saga Equity Release Advice Service?
  • No advice fee
  • No obligation to proceed
  • Free state benefits check
  • A choice of face-to-face or telephone advice
  • UK call centre.

For more information, please call:

Monday – Friday, 9am - 5pm.  

Calls may be recorded and monitored. 


Equity Release Council logo

As members of The Equity Release Council, we're committed to protecting our plan holders by following their Statement of Principles and your adviser will only recommend plans offering a no negative equity guarantee.