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Mortgages
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Mortgages made simple

Saga have partnered with Tembo to help you remortgage, buy a new home or simply help a loved one 

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Explore your mortgage options

Saga has teamed up with award-winning mortgage broker Tembo to offer Saga Mortgages. Whether you want to remortgage, buy a new property or help your loved ones buy, we could help.

It’s quick and easy to see what might be possible for you and your family. You can check your affordability and complete our online fact find. You'll be offered all the products relevant to you, including their costs and interest rates.

If you’re eligible, we’ll also invite you to book an advice session with a mortgage advisor. They will talk through your options in more detail and answer any questions you have. The session is relaxed, and you won’t feel any pressure to proceed.

Important - If you take out a mortgage and don’t keep up with payments, your home may be repossessed. If you act as a guarantor, you’re also liable for missed payments.

Mortgage recommendations that are as unique as you are.

Access to 20,000+ mortgage products

Over 100 different lenders will be considered to find you the most suitable and best priced option available for you.

Specialist mortgage schemes for over 50s

Including high-street lenders like HSBC, NatWest, and Barclays as well as specialist lenders and building societies such as Metro Bank and Skipton Building Society.

Instant recommendation and live interest rates

Same day appointments available 7-days a week means our expert advisors will get your mortgage in motion as quickly as possible.
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A range of mortgages to suit you

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Remortgaging

Trust us to help you find the best deals when it’s time to remortgage.

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Retirement Interest-only mortgages

Find out how you could borrow in later life with a RIO mortgage.

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Buy-to-Let mortgages

Are you looking to buy your first rental property to earn additional income in retirement?

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Deposit Boost

Release some money from your home to help a child or grandchild.

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Income Boost

Use your income to boost the buying potential of your loved ones.

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Savings as Security

Use your savings to lift a family member onto the property ladder.

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A personalised mortgage recommendation

With over 100 lenders and more than 20,000 mortgages to choose from.

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See what our customers say

After having no luck in finding a mortgage with our usual mortgage broker and also with a company specialising in mortgages for the over 60's, we decided to give Tembo a try via Saga. What had started out as a stressful and worrying process was resolved quickly and efficiently. I cannot recommend them highly enough. It is unlikely we will move again, but, if we do, we will definitely use them again.

John

See what our customers say

We were introduced to Tembo through SAGA, a trusted provider of several services. We found Tembo knowledgeable, friendly and efficient and quickly had an offer-in-principle set up at which point our case was taken over by Rebecca who patiently and diligently navigated the blizzard of personal data required by lenders these days and finally escalated the matter with the lender when their requests became obscure and super-detailed. For this alone, it was worth using Tembo who provided efficient, accessible, patient and professional advice throughout.

Sue and Brian

See what our customers say

Saga Mortgages managed to sort a sensible mortgage for us in a speedy, professional and understanding manner. Thoroughly recommended! - for Saga Louts and youngsters alike!

Lance