Saga Cash ISA

A few things you need to know.

• The Saga Cash ISA is provided by Goldman Sachs International Bank and is available to UK permanent residents (including for tax purposes) and aged 18 and over
• Online account - to open an account you will need to use your own email address, mobile phone number and National Insurance number
• About withdrawals - Although you’ll be able to make withdrawals from this account, our Cash ISA is not ‘flexible’. This means whatever you take out can’t be replaced within your tax free allowance. You’ll also lose the tax-free benefit on any future interest earned on that withdrawn amount
• Your ISA contributions - It’s your responsibility to keep track of the contributions you make to the ISAs you open and hold. Each tax year, the government sets a contribution limit for ISAs, and for 2025/2026 it’s £20,000. That’s the total amount you can pay into any ISAs you hold this tax year. Please note that you won’t be able to transfer in another ISA you hold.