Unlock money with equity release
Find out how much you could release from your home.
Looking to boost your retirement finances? In the past two decades, we've helped over 20,000 customers release more than £800 million of tax-free money. With equity release, you could cover the cost of a new car, a dream holiday or home repairs. You could also clear debts or pay off your mortgage. However, this could cost more in the long run, so expert advice is key.
Saga Equity Release is an advice service provided by HUB Financial Solutions Limited. As well clear, trusted advice and guidance, we offer a flexible equity release product called the Saga Lifetime Mortgage (provided by Just). To be eligible, you must be aged 55 or over and own a UK property worth at least £70,000.
A lifetime mortgage is a loan secured against your home. It will reduce the value of your estate and may affect your access to state benefits.
Peace of mind
Money Back Guarantee - If you no longer need the money within six months of taking out a Saga Lifetime Mortgage, there is a Money Back Guarantee. You can repay the money without any interest or early repayment charges. To be eligible, your initial advance can’t be over £150,000. T&Cs apply.
No Negative Equity Guarantee - Lifetime mortgage loans tend to be paid off when you, or the last remaining borrower on a joint plan, passes away or enters long-term care. With the No Negative Equity Guarantee, you or your loved ones will never owe more than the home’s value when it’s sold.
What you can expect from Saga Equity Release
Fair and honest
Your adviser will tell you if equity release isn’t right for you. And they’ll be upfront about any fees or charges.
Tailored to you
You can rely on an expert to provide clear and simple advice that’s personal to your needs.
Always on hand
Your dedicated adviser can answer any questions and update you on each stage of the process.
Saga Equity Release
Saga Equity Release is a no-obligation, no-pressure service, where you’ll have access to a UK-based qualified adviser and support team, who will advise you on your options and outline the options that best suit your circumstances. If you do decide to take out a Saga Lifetime Mortgage you'll need to pay an advice fee of £799.