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Over 50s health insurance
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SAGA HEALTH INSURANCE

COVER FROM £140 PER MONTH OR LESS

51% of new customers paid £140 per month (£1,681 annually) or less, from May to October 2025. Includes discount periods.

Cover from £140 a month

The majority of customers paid £140 per month or less

51% of new customers paid £140 per month (£1,681 annually) or less, from May to October 2025. Includes discount periods.

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Take our direct route to private treatment

  1. Get a referral from your GP or the Saga GP Service.
  2. Call the Claims Helpline to check you’re covered.
  3. Book in with a specialist at a convenient time and location.
  4. Have scans and tests and get the results quickly.
  5. Be treated in your chosen private hospital when it suits you.
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Choose from a range of health plans

Your hospital, your specialist, your choice. Saga Health Insurance offers a choice of plans that provide cover for hospital inpatient and day-patient services and a range of outpatient benefits.

Benefits Super Secure Saver Plus

Outpatient consultations with a specialist and diagnostic tests

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,500 per year**

Outpatient practitioner and physiotherapist charges

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,500 per year**

Outpatient therapist and acupuncturist charges

Up to £2,000 per year

Combined limit up to £2,000 per year*

Combined limit of £1,500 per year**

Outpatient CT, MRI & PET scans

No annual maximum

No annual maximum

One scan, plus unlimited follow-up scans within 8 months of related eligible in-patient or day-patient treatment or related eligible out- patient surgical procedure

Outpatient cancer treatments including radiotherapy and chemotherapy

No annual maximum

No annual maximum

No annual maximum

Outpatient mental health treatment

Up to £2,500 per year

Up to £2,000 per year

Up to £1,500 per year

*These benefits have a combined limit of £2,000 per year, plus an additional £400 per year for post-operative therapist, physiotherapist and acupuncturist charges

**These benefits have a combined limit of £1,500 per year

Who underwrites Saga Health Insurance?

Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.

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Here's what our customers have to say about us...

 

Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.