Skip to content
Over 50s health insurance
A man in a red running top running on a footpath by a river

GET 3 MONTHS FREE HEALTH INSURANCE

Buy now for 3 months' free cover.
T&Cs apply

Get a quote

Take our direct route to private treatment

  1. Get a referral from your GP or the Saga GP Service.
  2. Call the Claims Helpline to check you’re covered.
  3. Book in with a specialist at a convenient time and location.
  4. Have scans and tests and get the results quickly.
  5. Be treated in your chosen private hospital when it suits you.
Get a quote
A lady in a black swimsuit putting her swimming googles on.

3 months free health insurance

Start a new policy by the end of 27 November 2025 and get your first 3 months' health insurance free.

Just buy direct from us, pay by monthly Direct Debit and keep your cover for a year.

Get a quote
3 months free terms and conditions

New customers get the first 3 months of a Saga Health Insurance policy free, subject to the following terms and conditions:

  1. The 3 months' free offer is available only to people over 50, who take out a new health insurance policy direct from us.
  2. This offer starts on 1 September 2025 and is available for new health policies starting before 11.59pm on 27 November 2025.
  3. The offer is only available in the new customer’s first policy year. It cannot be redeemed against existing policies and is not valid for renewals.
  4. The new policy must be held for at least 12 months.
  5. Payments for the first policy year must be made by monthly Direct Debit.
  6. This offer cannot be used alongside any other discount.
  7. Saga reserves the right to amend or withdraw this offer without prior notice at any time.

Choose from a range of health plans

Your hospital, your specialist, your choice. Saga Health Insurance offers a choice of plans that provide cover for hospital inpatient and day patient services and a range of outpatient benefits.

Benefits Super Secure Saver Plus

Outpatient consultations with a specialist and diagnostic tests

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Outpatient practitioner and physiotherapist charges

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Outpatient therapist and acupuncturist charges

Up to £2,000 per year

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Outpatient CT, MRI & PET scans

No annual maximum

No annual maximum

One scan, plus unlimited follow-up scans within 8 months of related eligible in-patient or day-patient treatment or related eligible out- patient surgical procedure

Outpatient cancer treatments including radiotherapy and chemotherapy

No annual maximum

No annual maximum

No annual maximum

Outpatient mental health treatment

Up to £2,500 per year

Up to £2,000 per year

Up to £1,500 per year

*These benefits have a combined limit of £2,000 per year, plus an additional £400 per year for post-operative therapist, physiotherapist and acupuncturist charges

**These benefits have a combined limit of £1,000 per year

Who underwrites Saga Health Insurance?

Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.

Get a health insurance quote today

Get a quote

Here's what our customers have to say about us...

Trustpilot
 

Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.