Jargon buster

We have translated some of the words, phrases and terms often found in Will writing, into plain English.

Administrator - a person appointed by the Court to take care of the estate if a Will has not been made

Assets - anything you own of value including property and land, investments, cash, and items such as paintings, antiques or valuable jewellery

Beneficiary - a person or institution, such as a charity, who is set to receive something under a Will, Trust or intestacy

Chattels - personal belongings that usually include items of furniture, art, antiques, jewellery, watches and so forth

Crown - another name for the government or state - for instance if  someone dies without a Will and there is no family, the estate goes to the Crown

Codicil - a legal document that is often used to make minor changes to a Will but in order for it be valid, the same formalities with regard to signing are applied

Estate - this usually includes any assets and chattels owned by you (including your share of joint assets) or the value of anything held in trust that you are a beneficiary of

Executor - the person(s) named in a Will to administer your estate after your death

Grant of Probate - the legal document issued to the executors by the Probate Registry that authorises them to deal with the assets in the deceased's name. Without it, money and property can not be collected in and then distributed according to the Will.

IHT- Inheritance Tax

Intestate - this is when someone dies without a valid Will in place and their estate is distributed according to the strict rules of intestacy

Issue - children, grandchildren, adopted children

Joint tenancy - a common arrangement for property owned by two or more people. When one owner dies, their ownership passes to the surviving owner(s).   

Legacy - a gift included in a Will that is either a fixed sum of money or a specific item - Legatee is the term used to describe that type of beneficiary

Letters of Administration - gives the same authority as the Grant of Probate but is issued when there is no Will

Personal representative (PR) - general term for both administrators and executors

Probate Registry - the public body responsible for issuing Grant of Probate and Grant of Letters of Administration

Real estate or realty - land and buildings owned by a person

Residue - what is left of the assets to share out after all the debts and legacies have been paid

Tenants-in-common - the alternative way to hold joint property as opposed to joint tenants. Tenants-in-common own specific shares of an asset that can be passed on under their Will (and do not pass to the surviving owner as it does with joint tenants).

Testator - the person who's writing the Will - Testatrix is sometimes used if they're female

Witness - a Will must have two witnesses to the testator signing it and they must not be beneficiaries of the Will, or close family members of beneficiaries

If you are intesteted in a fixed fee quotation, or would like more information, call one of our friendly advisers on 0800 161 5189.



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