We’ve taken an all-round approach with our electric vehicle cover offering replacement for key parts such as your battery, cable and charging points.
Plus, we also insure you for battery recharge cover from the RAC. So running out of charge needn’t stop you for long. See the table below for more details. T&Cs apply.
Trusted by more than 1 million drivers.
99.5% of claims paid out in 2024
24-hour claims line
Over-50s car cover with no upper age limit
No admin fees for mid-term policy changes
Five-year repairs warranty
You're on to a winner – Voted best car insurer at the Times Money Mentor Awards 2024.
Trusted for quality – Defaqto 5 Star rated every year since 2013.
We offer three Comprehensive levels of car insurance for people aged 50 or over, all with the same great service so you can choose the most suitable policy for your needs and budget.
| Cover and benefits | Saga Standard | Saga Select |
Saga Plus
3-year fixed price
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Battery recharge If your electric car is immobile because it’s run out of charge while you’re driving in the UK and you don’t have any valid breakdown cover, we’ll send the RAC. They’ll give your car a boost so you can get to the nearest electric vehicle charge point. Or they can arrange for you, your passengers and your car to be taken to the nearest electric vehicle charge point, or to your home, whichever is closer. |
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Battery cover We'll replace your battery if it's damaged because of an accident or fire. |
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Charging equipment We'll repair or replace your professionally installed charging points, charging cables and any adapters if they're damaged by fire, theft or accidental damage. |
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Liability We'll cover any claim against you if someone trips over your charging cable and injures themselves, providing you have taken due care. |
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Two years' new for old cover if you've owned your electric car from new, and it's up to a year old, we'll replace it with a new one if it's written off. Vehicles between one and two years old are covered up to 12,000 miles. |
One year new for old cover |
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Key protection We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected. |
Optional |
Optional |
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Claims promise While you are with us, your NCD won't be affected by claims caused by theft, fire, storm, flood or animal damage, or if your vehicle is hit when parked. |
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3-year fixed price You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. (T&Cs apply). |
Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.
