ELECTRIC CAR INSURANCE
Find the best insurance for your electric car
We’ve taken an all-round approach with our electric vehicle cover offering replacement for key parts such as your battery and cable.
Plus, we also insure you for battery recharge cover from the RAC. So running out of charge needn’t stop you for long. See the table below for more details. T&Cs apply.
Why Saga is the top choice for you
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Uninsured Driver Promise
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Over 99% of claims paid out in 2024
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24-hour emergency claims line
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Over-50s car cover with no upper age limit
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No admin fees for mid-term policy changes
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Lifetime guarantee on work done by our approved repairers for as long as you own the car
Defaqto 5 Star rated car insurance
We are proud to offer five-star treatment every day with Saga Car Insurance – Defaqto 5 Star rated every year since 2013.
Compare car insurance from Saga
We offer three Comprehensive levels of car insurance for people aged 50 or over, all with the same great service so you can choose the most suitable policy for your needs and budget.
| Cover and benefits | Saga Standard | Saga Select |
Saga Plus
2-year fixed price
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2-year fixed price You'll get a price for one year's cover but, because we fix this for your next renewal, as long as nothing changes, you'll pay the same price next year. (T&Cs apply). |
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Battery recharge If your electric vehicle is immobile because it is out of charge and you're away from home while driving in the UK without any valid breakdown cover, the RAC will give your car a recharge to get you to the nearest electric vehicle charge point. Or they will arrange for you, your passengers and your car to be taken to the nearest electric vehicle charge point, or to your home, whichever is closer. |
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Battery cover We'll replace your battery if it's damaged because of an accident or fire. |
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Liability We'll cover any claim against you if someone trips over your charging cable and injures themselves, providing you have taken due care. |
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New Car Benefit if you've owned your electric car from new, and it's up to a year old, we'll replace it with a new one if it's written off. Vehicles between one and two years old are covered up to 12,000 miles. |
One year New Car Benefit |
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Key Protection We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your no claims discount won't be affected. |
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Who provides Saga Car Insurance?
Saga Car Insurance is arranged and administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited.
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