Feel secure in your home with Saga
You'll pay the same price for 3 years if nothing changes, even after most types of claim.
Saga Plus is our highest level of home cover, has a Defaqto 5 Star Rating and comes with extra features as standard.
If you make a change to your policy, there's a change to Insurance Premium Tax or you make a claim, your price could change. Details of the claim types that will not affect your fixed price are included within the full terms and conditions.
We are proud to offer five-star treatment every day with Saga Home Insurance – Defaqto 5 Star rated every year since 2014.
| Cover and benefits |
Saga Plus
3-year fixed price
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Saga Select |
|---|---|---|
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3-year fixed price If nothing changes over the next three years, neither will the cost of your policy, even after most types of claim. |
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Up to £1 million buildings cover and up to £100,000 contents cover available Protect your property and its contents against fire, flood, theft and more. |
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Alternative accommodation When your home can't be lived in we'll cover the cost of a temporary home for you, your family and your domestic pets. |
Up to sum insured |
Up to £100,000 |
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Trace, access and repair (buildings only) We'll find and fix a water or oil leak causing damage to your home and repair the damage done getting to it, even if the pipe failed due to wear and tear. |
Up to sum insured |
Up to £5,000 |
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New for old (contents only) When we can't repair your damaged possessions or they've been stolen, we'll replace them with new ones. |
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Personal belongings cover (contents only) Up to £10,000 worldwide cover for items away from home like mobiles and jewellery (£2,500 per item). |
Optional |
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Accidental damage cover at home For accidents such as spilling a drink over your sofa or leaving a hot pan on a worktop. |
Optional |
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Replacement of matching pairs or sets Covers matching items such as kitchen tiles or three-piece suites, if we can't repair or replace individual items to match. |
