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Award-winning home insurance with a 3-year fixed price, if nothing changes

Insurance choice awards best home insurance provider

What's new with Saga Plus

3-year Fixed Price

We've improved our cover!
You can now keep your 3-year Fixed Price even after most claims. T&Cs apply*

£0 cancellation fee

Freedom to leave any time you like during the policy year with no cancellation fee to pay.

Improved cover

Improved features and higher limits. We've increased some limits, such as £5,000 garden cover with Saga Plus.

*3-Year Fixed Price terms and conditions summary

  • Your price will not increase for your next two renewals.
  • If you make a claim, change your policy, or if there is a change to Insurance Premium Tax, your price could change.
  • You may cancel your policy at any time and won’t be charged a cancellation fee. Underwriting criteria, terms of the insurance contract and full 3-Year Fixed Price terms and conditions will apply.

Details of the claim types that will not affect your fixed price are included within the full terms and conditions.

Why choose Saga?

Feel confident buying award-winning insurance

Insurance choice best home insurance provider 2021
Which recommended provided of home insurance logo for march 2022

Which? Recommended Provider of Home Insurance

Our Trustpilot score is based solely on customer reviews and it's a combined score for all our products.

Compare our cover levels

3-Year Fixed Price
Saga Plus Saga Select

3-Year Fixed Price

Included with Saga Plus Not included with Saga Select

Buildings cover and contents cover

Included with Saga Plus Included with Saga Select

Trace, access and repair of water and oil leaks (buildings only)

Up to sum insured Included with Saga Plus Up to £5,000 Included with Saga Select

Accidental damage cover in the home

Included with Saga Plus Optional cover with Saga Select

Personal possessions (only with contents cover)*

Up to £10,000 (£2,500 per item) Included with Saga Plus Optional cover with Saga Select

Garden cover

Up to £5,000 Included with Saga Plus Up to £1,000 Included with Saga Select

Matching pairs and sets

Included with Saga Plus Not included with Saga Select

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Saga's range of insurance products is designed specifically for our customers and is unique to us.
Our home insurance policies are provided by a number of insurers that all meet our high standards of quality and service.