Senior woman wearing headphones watching movie on laptop

HOME INSURANCE

With a 3-year fixed price, if nothing changes

What's included with Saga Plus

Three year fixed price home insurance with added extras

3-year fixed price

​You can keep your 3-year Fixed Price even after most types of claim. T&Cs apply*

£0 cancellation fee

Freedom to leave any time you like during the policy year with no cancellation fee to pay.

Going away?

You're fully covered if you're not at home up to 60 days in a row.

*3-Year Fixed Price terms and conditions summary

  • Your price will not increase for your next two renewals.
  • If you make a claim, change your policy, or if there is a change to Insurance Premium Tax, your price could change.
  • You may cancel your policy at any time and won’t be charged a cancellation fee. Underwriting criteria, terms of the insurance contract and full 3-Year Fixed Price terms and conditions will apply.
Details of the claim types that will not affect your fixed price are included within the full terms and conditions.
Defaqto 5 star rated home insurance 2014-2024

Why choose Saga?

You'll benefit from our highly rated cover and service.

We are proud to offer five-star treatment every day with Saga Home Insurance – Defaqto 5 Star rated every year since 2014.

Compare our cover levels

Cover and benefits Saga Plus
3-year fixed price
Saga Select

3-year fixed price

If nothing changes over the next three years, neither will the cost of your policy, even after most types of claim. T&Cs apply

Tick
Dash

Up to £1 million buildings cover and up to £100,000 contents cover available

Tick
Tick

Trace, access and repair (buildings only)

Of water and oil leaks.

Up to sum insured

Up to £5,000

Accidental damage cover in the home

For example if you stain your sofa or leave a hot pan on a worktop.

Tick

Optional

Personal belongings cover (contents only)

Up to £10,000 for items away from home like mobiles and jewellery (£2,500 per item).

Tick
Optional

Garden cover (contents only)

Covers garden contents, including lawn furniture, children's play equipment, flowers and shrubs.

Up to £5,000
Up to £1,000

Replacement of matching pairs or sets of items

Like kitchen tiles or three-piece suites (if we can’t repair or replace individual items to match)

Tick
Dash

Who are Saga's home insurance policies underwritten by?

Saga Home Insurance policies, exclusively for people over 50, are unique products designed specifically for our customers. They are underwritten by a number of carefully selected insurers that provide our high standards of quality and service.

Get a quote for Saga Home Insurance