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Award-winning home insurance with a 3-year fixed price

What's new with Saga Plus

For policies starting on or after 1st November 2021

3-year Fixed Price

We've improved our cover!
You can now keep your 3-year Fixed Price even with some claims (T&Cs apply*)

£0 cancellation fee

Cancellation fee dropped for leaving mid-year

Improved cover

Improved features and higher limits

*3-Year Fixed Price terms and conditions

  • Your price will not increase for your next two renewals.
  • If you make a claim, change your policy, or if there is a change to Insurance Premium Tax, your price could change.
  • You may cancel your policy at any time and won’t be charged a cancellation fee. Underwriting criteria, terms of the insurance contract and full 3-Year Fixed Price terms and conditions will apply.

Details of the claim types that will not affect your fixed price are included within the full terms and conditions.

Why choose Saga?

Feel confident buying award-winning insurance

Our Trustpilot score is based solely on customer reviews and it's a combined score for all our products.

Compare our cover levels

3-Year Fixed Price
Saga Plus Saga Select

3-Year Fixed Price

Included with Saga Plus Not included with Saga Select

Buildings cover and contents cover

Included with Saga Plus Included with Saga Select

Trace, access and repair of water and oil leaks (buildings only)

Up to sum insured Included with Saga Plus Up to £5,000 Included with Saga Select

Accidental damage cover in the home

Included with Saga Plus Optional cover with Saga Select

Personal possessions (only with contents cover)*

Up to £10,000 (£2,500 per item) Included with Saga Plus Optional cover with Saga Select

Garden cover

Up to £5,000 Included with Saga Plus Up to £1,000 Included with Saga Select

Matching pairs and sets

Included with Saga Plus Not included with Saga Select

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Saga's range of insurance products is designed specifically for our customers and is unique to us.
Our home insurance policies are provided by a number of insurers that all meet our high standards of quality and service.