Award-winning home insurance with a 3-year fixed price, if nothing changes
What's new with Saga Plus
3-year Fixed Price
We've improved our cover!
You can now keep your 3-year Fixed Price even after most claims. T&Cs apply*
£0 cancellation fee
Freedom to leave any time you like during the policy year with no cancellation fee to pay.
Improved cover
Improved features and higher limits. We've increased some limits, such as £5,000 garden cover with Saga Plus.
*3-Year Fixed Price terms and conditions summary
- Your price will not increase for your next two renewals.
- If you make a claim, change your policy, or if there is a change to Insurance Premium Tax, your price could change.
- You may cancel your policy at any time and won’t be charged a cancellation fee. Underwriting criteria, terms of the insurance contract and full 3-Year Fixed Price terms and conditions will apply.
Details of the claim types that will not affect your fixed price are included within the full terms and conditions.
Why choose Saga?
Feel confident buying award-winning insurance
Which? Recommended Provider of Home Insurance
Our Trustpilot score is based solely on customer reviews and it's a combined score for all our products.
Compare our cover levels
| 3-Year Fixed Price | |||||||
|---|---|---|---|---|---|---|---|
| Cover and benefits | Saga Plus | Saga Select | |||||
| Included with Saga Plus | Not included with Saga Select | ||||||
| Included with Saga Plus | Included with Saga Select | ||||||
Trace, access and repair of water and oil leaks (buildings only) |
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| Up to sum insured Included with Saga Plus | Up to £5,000 Included with Saga Select | ||||||
Accidental damage cover in the home |
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| Included with Saga Plus | Optional cover with Saga Select | ||||||
Personal possessions (only with contents cover)* |
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| Up to £10,000 (£2,500 per item) Included with Saga Plus | Optional cover with Saga Select | ||||||
| Up to £5,000 Included with Saga Plus | Up to £1,000 Included with Saga Select | ||||||
Matching pairs and sets |
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| Included with Saga Plus | Not included with Saga Select | ||||||
Saga's range of insurance products is designed specifically for our customers and is unique to us.
Our home insurance policies are provided by a number of insurers that all meet our high standards of
quality and service.