You'll pay the same price for 2 years, if nothing changes.
Saga Plus is our highest level of home cover, has a Defaqto 5 Star Rating and comes with extra features as standard.
If you make a change to your policy, there's a change to Insurance Premium Tax or you make a claim, your price could change. Details of the claim types that will not affect your fixed price are included within the full terms and conditions.
Defaqto 5 Star rated home insurance
We are proud to offer five-star treatment every day with Saga Home Insurance – Defaqto 5 Star rated every year since 2014.
Compare our cover levels
| Cover and benefits |
Saga Plus
2-year fixed price
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Saga Select |
|---|---|---|
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2-year fixed price You'll get a price for one year's cover but, because we fix this for your next renewal, as long as nothing changes, you'll pay the same price next year. |
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Up to £1 million buildings cover and up to £100,000 contents cover Protect your property and its contents against fire, flood, theft and more. |
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Alternative accommodation including your pets When your home can't be lived in we'll cover the cost of a temporary home for you, your family and your domestic pets. |
Up to sum insured |
Up to £100,000 |
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Trace and Access included (buildings only) We'll find and fix a water or oil leak causing damage to your home and repair the damage done getting to it, even if the pipe failed due to wear and tear. |
Up to sum insured |
Up to £5,000 |
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Items replaced new for old (contents only) When we can't repair your damaged possessions or they've been stolen, we'll replace them with new ones. |
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Worldwide cover for your personal belongings (contents only) Up to £10,000 worldwide cover for items away from home like mobiles and jewellery (£2,500 per item). |
Optional |
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Accidental Damage For accidents such as spilling a drink over your sofa or leaving a hot pan on a worktop. |
Optional |
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Matching Sets cover Covers matching items such as kitchen tiles or three-piece suites, if we can't repair or replace individual items to match. |
Who provides Saga Home Insurance?
Saga Home Insurance is arranged and administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited.
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