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Over 50s home insurance
A happy mature couple enjoying what they see on their phones while sat together in their living room

HOME INSURANCE

2-year fixed price with no tie-ins. T&Cs apply

Protect your home with Saga

When you’ve spent time and care making a house a home, you want to be sure it’s protected from anything that could go wrong. Getting the right level of home insurance is important to keep your home and belongings safe against the unexpected happening.

Defaqto 5 star rated home insurance 2014 to 2025.

Why choose Saga?

You'll benefit from our highly rated cover and service.

We are proud to offer five-star treatment every day with Saga Home Insurance – Defaqto 5 Star rated every year since 2014.

Compare our Saga Home Insurance cover levels

Cover and benefits Saga Select Saga Plus
2-year fixed price

2-year fixed price

You'll get a price for one year's cover but, because we fix this for your next renewal, as long as nothing changes, you'll pay the same price next year. T&Cs apply

Dash
Tick

Up to £1 million cover for buildings and up to £100,000 for contents

Tick
Tick

Accidental Damage in the home

For example if you stain your sofa or leave a hot pan on a worktop.

Optional

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Worldwide cover for your personal belongings

For items away from home like mobile phones and glasses (up to £10,000 per event with a single item limit of £2,500).

Optional

Tick

Items replaced new for old

When you make a claim, items that are damaged or lost will be replaced or valued on a brand-new basis.

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No need to add single items worth less than £2,500

(like jewellery and paintings kept at home) to the policy

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Up to 60 days cover if your home is left unoccupied

Got a long holiday or family visit planned? You can head off for a period of up to 60 days with your home fully covered.

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Trace and Access included

You're covered on your buildings insurance to find the source of a leak causing damage to your buildings and repair it, even if the damage to the pipe is caused by wear and tear.

Up to £5,000

Tick

Matching Sets cover

Like earrings or three-piece suites (if we can’t repair or replace individual items to match).

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Garden cover

Cover for loss or damage to your plants, lawns, shrubs and garden contents within the boundary of your property.

Up to £1,000

Up to £5,000

Who provides Saga Home Insurance?

Saga Home Insurance is arranged and administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited.

Get a quote for Saga Home Insurance

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