Defaqto 5 Star rated car insurance
We are proud to offer five-star treatment every day with Saga Car Insurance – Defaqto 5 Star rated every year since 2013.
Why Saga is the top choice for you
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Uninsured Driver Promise
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Over 99% of claims paid out in 2024
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24-hour emergency claims line
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Over-50s car cover with no upper age limit
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No admin fees for mid-term policy changes
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Lifetime guarantee on work done by our approved repairers for as long as you own the car
Compare cover levels with Saga
We offer three different levels of car insurance for people over 50, all with the same great service so you can choose the most suitable policy for your needs and budget.
| Cover and benefits | Saga Standard | Saga Select |
Saga Plus
2-year fixed price
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2-year fixed price You'll get a price for one year's cover but, because we fix this for your next renewal, as long as nothing changes, you'll pay the same price next year. (T&Cs apply). |
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Uninsured Driver Promise We’ll repay your excess, and you’ll keep your no claims discount if you’re in a non-fault accident with an uninsured driver and have their details. |
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Driving Abroad Drive in 30+ European countries with the same level of cover as you have in the UK. |
90 days |
180 days |
Unlimited |
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Courtesy car Courtesy car included as standard with our approved repairers, whilst we repairs yours. |
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No Claims Discount Protection If you have four or more years' no claims discount, we'll protect it against two fault claims in a three-year period. |
Optional |
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Vandalism Promise You won't lose your no claims discount if you make a valid claim for damage caused by vandals. |
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Misfuelling cover Any loss or damage caused directly or indirectly as a result of accidentally filling your vehicle with the incorrect type of fuel. |
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Key Protection We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your no claims discount won't be affected. |
Optional |
Optional |
Who provides Saga Car Insurance?
Saga Car Insurance is arranged and administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited.
Get a car insurance quote today
The future's electric
If you've got an electric car, we've got you covered – whichever cover level you choose. Our electric car insurance includes:
- Battery cover
- Liability
- Battery recharge
Here's what our customers have to say about us...
Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.
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