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Over 50s insurance
A happy mature couple sat together in their living room on a sunny morning

SAGA INSURANCE
DESIGNED FOR PEOPLE OVER 50

Whatever you need insurance for – at home, on the road or on holiday – we've got you covered.

A mature couple walking arm in arm to their car parked on the driveway of their home

Trusted car insurance

Saga Car Insurance has been Defaqto 5 Star rated every year since 2013. It's easy to see why over one million drivers trust us.

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Here's what our customers have to say about us...

 

Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.

Compare our car insurance cover

Cover and benefits Saga Standard Saga Select Saga Plus
2-year fixed price

2-year fixed price

You'll get a price for one year's cover but, because we fix this for your next renewal, as long as nothing changes, you'll pay the same price next year. (T&Cs apply).

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Uninsured Driver Promise

We’ll repay your excess, and you’ll keep your no claims discount if you’re in a non-fault accident with an uninsured driver and have the vehicle and the driver details.

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Driving Abroad

Drive in 30+ European countries with the same level of cover as you have in the UK.

90 days

180 days

Unlimited

Courtesy car

Courtesy car included as standard with our approved repairers, whilst we repairs yours.

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No Claims Discount Protection

If you have four or more years' no claims discount, we'll protect it against two fault claims in a three-year period.

Optional

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Vandalism Promise

You won't lose your no claims discount if you make a valid claim for damage caused by vandals.

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Misfuelling cover

Any loss or damage caused directly or indirectly as a result of accidentally filling your vehicle with the incorrect type of fuel.

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Key Protection

We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your no claims discount won't be affected.

Optional

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Compare our home insurance cover

Cover and benefits Saga Select Saga Plus
2-year fixed price

2-year fixed price

You'll get a price for one year's cover but, because we fix this for your next renewal, as long as nothing changes, you'll pay the same price next year. T&Cs apply

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Up to £1 million cover for buildings and up to £100,000 for contents

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Accidental Damage

For example if you stain your sofa or leave a hot pan on a worktop.

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Worldwide cover for your personal belongings

For items away from home like mobile phones and glasses up to £10,000 per event with a single item limit of £2,500. Bicycles are covered up to £1,000 in the UK, Isle of Man, or Europe (for up to 60 days).

Optional

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Trace and access

Trace, access and repair of leaking water or oil pipes causing damage to the property (Buildings cover only).

Up to £5,000

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Matching Sets cover

Replacement of matching pairs or sets of items, for example kitchen units or three-piece suites (if we can’t repair or replace individual items to match).

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Garden cover

Cover for loss or damage to your plants, lawns, shrubs and garden contents within the boundary of your property.

Up to £1,000

Up to £5,000

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Compare our travel insurance cover

Benefits Essential Single Standard Single Plus Single Standard Annual
Multi-trip cover
Plus Annual
Multi-trip cover

Emergency medical cover

Up to £2m

Up to £5m

Up to £15m

Up to £10m

Up to £20m

Cancellation

Up to £2,500*

Up to £5,000*

Up to £15,000*

Up to £10,000

Up to £20,000

Lost, stolen or damaged baggage

Up to £1,750

Up to £3,000

Up to £7,500

Up to £5,000

Up to £10,000

Missed departure

Dash

Up to £500

Up to £1,000

Up to £750

Up to £1,500

Abandonment

Up to £2,500

Up to £5,000

Up to £15,000

Up to £10,000

Up to £20,000

*Based on trip cost with option to reduce to £0.
Saga Essential limits are per trip. Saga Standard and Saga Plus limits are per person, per trip.

Get a travel insurance quote

Compare our health insurance

Benefits Super Secure Saver Plus

Out-patient consultations with a specialist and diagnostic tests

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Out-patient practitioner and physiotherapist charges

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Out-patient therapist and acupuncturist charges

Up to £2,000 per year

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Out-patient CT, MRI & PET scans

No annual maximum

No annual maximum

One scan, plus unlimited follow-up scans within 8 months of related eligible in-patient or day-patient treatment or related eligible out- patient surgical procedure

Out-patient cancer treatments including radiotherapy and chemotherapy

No annual maximum

No annual maximum

No annual maximum

Out-patient mental health treatment

Up to £2,500 per year

Up to £2,000 per year

Up to £1,500 per year

*These benefits have a combined limit of £2,000 per year, plus an additional £400 per year for post-operative therapist, physiotherapist and acupuncturist charges
**These benefits have a combined limit of £1,000 per year

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Who are Saga's insurance policies underwritten by?

Saga Home Insurance and Saga Car Insurance is arranged and administered by Ageas Retail Limited and underwritten by Ageas Insurance Limited.

Saga Travel Insurance is underwritten by Astrenska Insurance Limited, with claims administered on their behalf by Collinson Insurance Services Limited.

Saga Health Insurance is underwritten by Bupa Insurance Limited.

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