Whatever you need insurance for – at home, on the road or on holiday – we've got you covered.
Enjoy the journey
Whether you're looking for a straight forward insurance, or cover that's packed with added extras, our award winning over 50s car insurance has options to suit your needs.
Cover you can count on
Stay safe and protected in your home with dedicated home insurance for the over 50s and a 3-year fixed price option, if nothing changes.
Getting ready to relax?
Don’t settle for less. Our travel insurance has been designed to give you protection and peace of mind wherever you choose to go!
Why wait for treatment
Your health comes first. We want you to be able to speak to a GP within 24-hours, get treated promptly and make a speedy recovery.
Our Trustpilot score is based solely on customer reviews and is a combined score for all our insurance products.
| Cover and benefits | Saga Standard | Saga Select |
Saga Plus
3-year fixed price
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|---|---|---|---|
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Uninsured driver promise You won’t lose your No Claim Discount and your excess will be reimbursed if an uninsured driver hits you (vehicle details required). |
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Cover for trips abroad Drive in 30+ European countries for up to 90 days in any policy year with the same level of cover as you have in the UK. |
Unlimited |
Unlimited |
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Protected No Claim Discount (NCD) If you have four or more years' NCD, we'll protect it against two fault claims in a three-year period. |
Optional |
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Vandalism promise You won't lose your NCD if you make a valid claim for damage caused by vandals. |
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Misfuelling Any loss or damage caused directly or indirectly as a result of accidentally filling your vehicle with the incorrect type of fuel. |
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Key protection We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected. |
Optional |
Optional |
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Claims promise While you are with us, your NCD won't be affected by claims caused by theft, fire, storm, flood or animal damage, or if your vehicle is hit when parked. |
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3-year fixed price You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. (T&Cs apply). |
| Cover and benefits | Saga Select |
Saga Plus
3-year fixed price
|
|---|---|---|
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3-year fixed price You can expect to pay the same price for 3 years if there are no changes, even after most types of claim. T&Cs apply |
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Up to £1 million cover for buildings and up to £100,000 for contents |
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Accidental damage cover in the home For example if you stain your sofa or leave a hot pan on a worktop. |
Optional |
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Personal belongings cover For items away from home like mobile phones and tablets (up to £10,000 per event with a single item limit of £2,500). |
Optional |
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Trace, access and repair You're covered on your buildings insurance to find the source of a leak causing damage to your buildings and repair it, even if the damage to the pipe is caused by wear and tear |
Up to £5,000 |
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Replacement of matching pairs or sets of items Like earrings or three-piece suites (if we can’t repair or replace individual items to match). |
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Garden cover Cover for loss or damage to your plants, lawns, shrubs and garden contents within the property. |
Up to £1,000 |
Up to £5,000 |
| Benefits | Essential Single | Standard Single | Plus Single |
Standard Annual
Multi-trip cover
|
Plus Annual
Multi-trip cover
|
|---|---|---|---|---|---|
|
Emergency medical cover |
Up to £2m |
Up to £5m |
Up to £15m |
Up to £10m |
Up to £20m |
|
Cancellation |
Up to £2,500* |
Up to £5,000* |
Up to £15,000* |
Up to £10,000 |
Up to £20,000 |
|
Lost, stolen or damaged baggage |
Up to £1,750 |
Up to £3,000 |
Up to £7,500 |
Up to £5,000 |
Up to £10,000 |
|
Missed departure |
Up to £500 |
Up to £1,000 |
Up to £750 |
Up to £1,500 |
|
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Abandonment |
Up to £2,500 |
Up to £5,000 |
Up to £15,000 |
Up to £10,000 |
Up to £20,000 |
*Based on trip cost with option to reduce to £0.
Saga Essential limits are per trip. Saga Standard and Saga Plus limits are per person, per trip.
| Benefits | Super | Secure | Saver Plus |
|---|---|---|---|
|
Out-patient consultations with a specialist and diagnostic tests |
No annual maximum |
Combined limit up to £2,000 per year* |
Combined limit of £1,000 per year** |
|
Out-patient practitioner and physiotherapist charges |
No annual maximum |
Combined limit up to £2,000 per year* |
Combined limit of £1,000 per year** |
|
Out-patient therapist and acupuncturist charges |
Up to £2,000 per year |
Combined limit up to £2,000 per year* |
Combined limit of £1,000 per year** |
|
Out-patient CT, MRI & PET scans |
No annual maximum |
No annual maximum |
One scan, plus unlimited follow-up scans within 8 months of related eligible in-patient or day-patient treatment or related eligible out- patient surgical procedure |
|
Out-patient cancer treatments including radiotherapy and chemotherapy |
No annual maximum |
No annual maximum |
No annual maximum |
|
Out-patient mental health treatment |
Up to £2,500 per year |
Up to £2,000 per year |
Up to £1,500 per year |
*These benefits have a combined limit of £2,000 per year, plus an additional £400 per year for post-operative therapist, physiotherapist and acupuncturist charges
**These benefits have a combined limit of £1,000 per year
Our policies are underwritten by several different insurers. We handpick these companies very carefully, and make sure they have the same high standards of quality and service as we do. If you buy a policy from us you'll see the name of the underwriter in your policy documents.
