With our Saga Plus Car Insurance, you'll get wide-ranging cover, including several features that you might not get with other companies.
Our 3-year fixed price is just one of those features. You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after.
Even after making a claim most customers' renewal premiums didn't go up! The only thing that's fixed is your price, you're free to cancel at any time with no cancellation fees to pay.
See below for the full terms and conditions.
Towards the end of your year’s insurance, we’ll send you a renewal invitation with the price for your next year’s policy. If nothing has changed, the price will be the same as last year.
If you’re happy with all the details in your renewal invitation and wish to continue your cover, you’ll be able to renew online in just a few clicks. If you need to change any details or cancel your policy, you’ll need to contact us before your policy is due to expire.
The 3-year fixed price is included with our Saga Plus cover level, as is Legal Protection, Onward Taxi Travel, Key Protection and Accident Healthcare. With such wide-ranging cover included, your quote might be higher than a standard Comprehensive policy. But, with the price then fixed for two renewals you may well find it saves you money in the long term.
If Saga Plus is not for you, you may wish to consider Saga Select or Saga Standard cover instead. These are still Comprehensive policies but they don't come with the 3-year fixed price or all the additional features included with Saga Plus. Compare the three cover levels.
Of course! Your price may be fixed for three years, but you’re not tied in. It’s completely up to you if you choose to leave when your insurance runs out at the end of each 12-month term or at any time in between with no cancellation fees to pay.
If you change your car, you can update your details on MySaga or give us a call on 0800 056 9167 so we can amend your policy and ensure you’re properly covered. We’ll need to recalculate the price of your cover. Your price could go up or down, it will then come into effect straight away and will apply for however long is left of your three years.
Please see your Policy Book for more information on ‘Changes to your policy details or cover’.
Yes, existing customers can upgrade to a 3-year fixed price policy at renewal. You’ll be sent all the details with your renewal pack around 21 days before your policy is due to expire.
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