Make sure your home on wheels is covered for all your adventures, both in the UK and Europe. If you choose our top level of cover, Saga Plus, your price won't go up for three years, (T&Cs apply).
We've also introduced our Claims Promise which means that your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked. And what's more, you're free to cancel your Saga Plus Motorhome Insurance at any time – we won't charge you a cancellation fee.
Saga Motorhome Insurance gives you Comprehensive cover that ticks all the boxes. Motorhome insurance may be a legal requirement in the UK, but it also gives you the peace of mind that should something happen while touring, you’ve got the necessary cover in place.
Log in or create a MySaga account to view your policy documents or renewal invite. Fast and easy, no need to call.
Up to £100,000 to help you recover uninsured losses after an accident that’s not your fault
Up to £1 million if you or your spouse/partner are injured in a road traffic accident
Get to your UK destinations by taxi if your motorhome's too damaged to continue your journey after an accident
Up to £2,500 per claim, including £250 for wear and tear. There's no excess to pay and making a claim won't affect your NCD.
We also offer Saga Select, a Comprehensive cover level that comes with fewer features than Saga Plus and doesn't include a 3-year fixed price. Compare our two cover levels in the table below.
|Cover and benefits||Saga Select||Saga Plus|
3-year fixed price
You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. T&Cs apply.
Your NCD while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked
Uninsured driver cover
If an uninsured driver hits your motorhome, as long as it's not your fault and you can give us their vehicle reg and accident details, we'll refund any excess paid and your NCD won't be affected
We'll cover up to £100,000 of legal costs to recover uninsured losses after an accident that's not your fault, if the legal team believes you can win your case
Onward taxi travel
If the damage to your motorhome means you can’t continue your journey after an accident in the UK, we’ll offer to arrange a taxi to take you anywhere in the country
Accident Healthcare cover
We’ll give you and your spouse/partner eligible private medical treatment up to £1 million if you’re injured in a road accident
We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected
Protected No Claim Discount
If you have four or more years’ NCD, we’ll protect it against two fault claims in a three-year period
Our Saga Plus cover level comes with a 3-year fixed price. This means you can expect to pay the same price for three years. So if you choose to stay next year and there have been no changes to your policy details, your price will be no more than you paid for the first year.
We have also introduced our Claims Promise, which means your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked.
You're free to leave at any time with no cancellation charges and make amendments to your policy, such as changing your vehicle, with no admin fees to pay. However, changes to your policy may change your price.
View the full terms and conditions and find out more about our 3-year fixed price.
Yes, EU cover is included as standard for an unlimited period of time. Check which countries are covered.
Yes, if you have a Saga Plus policy, you'll get Key Protection as standard with up to £2,500 of cover. We also cover up to £250 for wear and tear. If you choose a Saga Select policy, you can choose to add Key Protection as an optional extra when you're getting a quote for £9.99 a year. With Key Protection, there's no excess to pay and your NCD won't be affected.
Without Key Protection, your vehicle’s ignition key is covered if it is lost or damaged. If it is stolen, and the person who has taken it is likely to know where your vehicle is, we will also pay to replace the relevant locks. However, there will be an excess to pay and the claim will affect your NCD. Please see your Policy Book for full terms, conditions and exclusions.
Yes. You’re covered for the following:
However we are unable to cover jewellery, watches, furs, money, stamps, tickets or documents, anything that’s connected to a trade or business, or anything that is stolen from an awning.
There are no size restrictions for motorhomes.
There's plenty to explore and learn about our motorhome insurance cover.
Saga Plus Motorhome Insurance includes a 3-year fixed price. Find out how it works and read the terms and conditions.
Tailor your motorhome cover for your needs. Additional cover options include Increased Personal Accident and Motorhome Breakdown Assistance.
We've pulled all the useful links for existing motorhome insurance customers into one place for your convenience.
Don't let a breakdown interrupt your travels. Be reassured by 24/7 motorhome breakdown cover from Saga.
Find out what to do if you need to make a claim. Saga's claims team aims to make it as straightforward as possible to minimise disruption to your travels.
Whether you're looking for a straight forward insurance, or cover that's packed with added extras, our award winning over 50s car insurance has options to suit your needs.
Saga Caravan Insurance offers wide-ranging cover for touring caravans, especially designed for the over 50s.
Quicker diagnosis and treatment, and nationwide private hospital options – it’s no wonder customers have chosen us to take care of their health for over 30 years. There’s no upper age limit and you won’t need a medical.
Saga Plus Home Insurance includes great features as standard – like accidental damage and cover for personal belongings when you’re out and about. And you can spend your time doing other things because your price won't go up for three years, even after most claims (T&Cs apply).