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A senior couple laughing with their pet dog at home

PET INSURANCE

Saga Pet Insurance, designed exclusively for pet owners aged 50 and over

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Pet Insurance from Saga

With our policies you won't need to worry about unexpected vet bills as we provide up to £5,000 each year, depending on the level of cover you choose.

Already a customer?

Log in or create a MySaga account to view your policy documents or renewal invite. Fast and easy, no need to call.

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New to Saga?

Start your journey with us, get a quote or pick up where you left off. Online or over the phone, we look forward to welcoming you.

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Why choose Saga Pet Insurance

Saga Pet Insurance offers a choice of cover levels to meet your needs. Whichever level of cover you choose, you and your pet will benefit from:

  • Cover for unexpected vet fees, up to £5,000 depending on the cover level*
  • Third party liability up to £2 million (for dogs only)
  • Holiday cancellation expenses if you have to cancel your holiday due to your pet becoming ill (claims cannot be made within the first 14 days of the policy)*
  • Advertising and reward costs if your pet becomes lost*
  • Travel costs if your pet is referred to a specialist*.

* Please note, claims cannot be made within the first 14 days of the policy. 

Optional overseas cover for your pet

We also offer an additional cover option, Pet Travel Extension, which provides cover when your pet is abroad. Including cover for vet fees (up to £3,000 under Saver and £5,000 for Essential and Super cover) and third party liability for dogs only.

UK-based advisers and no automated telephone menus

We aim to provide a high level of customer service and, during opening hours, your call will always be answered by a person rather than a telephone menu system.

Policy features and benefits

The table below outlines the three cover levels available with Saga Pet Insurance. Our policies have been designed to offer you peace of mind and protection for your pet.

Costs Saver Essential Super
Vet fees*
Up to £2,000 per condition (maximum 12 months per condition)
Up to £1,000 per year
Up to £5,000 per year
Third party liability
Up to £2 million
Up to £2 million
Up to £2 million
Holiday cancellation*
Up to £500
Up to £1,500
Up to £2,000
Boarding kennel/cattery fees
Up to £400
Up to £750
Up to £2,000
Travel allowance
Up to £100
Up to £500
Up to £2,000
Advertising and reward costs (total)*
Up to £250
Up to £250
Up to £1,000
Reward costs included within this limit
Up to £50
Up to £100
Up to £200
Death due to illness or injury*
Dash
Dash
Up to £2,000
Loss by theft or straying*
Dash
Dash
Up to £2,000
Accidental damage your pet does to your property
Dash
Dash
Up to £1,000
Complementary medicine
Dash
Dash
Up to £1,000

*Please note, claims cannot be made within the first 14 days of the policy.

 

Who are Saga's Pet Insurance policies underwritten by?

Saga’s range of insurance products are designed specifically for our customers and is unique to us. Saga Pet Insurance is provided by Acromas Insurance Company Limited (AICL) which meet our high standards of quality and service.

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Pet health guide

We've put together a guide to help you better understand the health of your pet, so you can keep an eye out for any signs that they may need veterinary treatment. This comprehensive guide also includes information about vaccinations, neutering, grooming and exercise.

Download PDF
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Existing pet insurance customers

Useful information for all existing Saga Pet Insurance customers.

Find out more

Jargon buster

Our jargon buster is designed to explain the most commonly used terms you may come across when taking out a pet insurance policy.

Contribution

Contribution means the percentage you must pay towards any claim for vet fees in addition to your excess. If a contribution applies to your policy this will be shown on your Schedule.

Endorsement

An endorsement is a change to the pre-printed policy document that reflects your individual terms and conditions.

Excess

Your excess is the first amount of each and every claim that you are required to pay.

Exclusions

Exclusions are the causes of loss or damage that your pet is not covered for under your pet insurance and are set out in your policy document.

Insurance Premium Tax (IPT)

IPT is a tax on general insurance premiums. This is included in the price of your pet insurance.

Pet Travel Scheme (PETS)

The Pet Travel Scheme (PETS) is the system that allowed cats and dogs to re-enter the UK without quarantine. The rules for taking your pet abroad have changed now that the UK is no longer part of the EU. Please see the Government's guidance on pet travel to and from Great Britain for more information.

Policyholder

The policyholder is the owner of the pet.

Third party liability

Third party liability covers up to a specified amount if your pet causes injury to someone else or damage to their property for which you are legally liable (this applies to dogs only).

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Explore Saga Insurance

There's plenty to explore and learn about our wide range of insurance cover.

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Product information

Existing pet insurance customers

Useful information for all existing Saga Pet Insurance customers.

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Product information

Landlord insurance

Saga Landlord Insurance includes accidental damage and legal expenses as standard. And you’re also covered for accidental damage or vandalism by your tenants.

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Emergency cover

Get cover for home emergencies with a 24/7 emergency helpline, unlimited callouts and up to £2,000 per incident. Optionally include cover for your boiler & heating too.

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Product information

Buildings and contents insurance

Keeping it simple to set up and manage, combined buildings and contents insurance offers great cover with less paperwork.

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Breakdown cover

Flexible policies for over 50s, for breakdown cover you can rely on.

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Electric car insurance

If you’re thinking of driving towards a greener future, here’s what you need to know about electric car insurance.

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Caravan insurance

Saga Caravan Insurance offers wide-ranging cover for touring caravans, especially designed for the over 50s.

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Annual travel insurance

If you're a regular holidaymaker, our annual travel insurance gives you the benefits of single trip all year round.

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What is health insurance?

Health insurance gives you quick access to private healthcare for early diagnosis and prompt treatment.

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Motorhome insurance

Comprehensive cover for wherever your motorhome adventure takes you, in the UK and throughout Europe. With a range of features as standard, our 3-year fixed price cover and the option to add breakdown assistance too. (T&Cs apply).

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Product information

Home insurance

Saga Plus Home Insurance includes great features as standard – like accidental damage and cover for personal belongings when you’re out and about. And you can spend your time doing other things because your price won't go up for three years, even after most claims (T&Cs apply).