Saga Legal has partnered with Co-op Legal Services who can provide regulated legal services, helping to ensure you have the right level of support and protection for yourself and your family.
By putting in place the right will for your needs, you can protect your home, assets and savings, so they can be passed on to those who matter most to you. Different types of wills can protect your estate in different ways, including protecting against care fees and other unexpected risks.
The will writing specialists at Co-op Legal Services can assess your circumstances and recommend the right type of will for your individual needs. They’ll then draft your will, send it to you for signing and, once completed, they can store it securely for free for the rest of your life.
Their services include single wills, mirror wills and trust wills, and their will writing prices are fixed, so you know what you'll be paying before any work begins.
Co-op Legal Services offers a range of service options to suit your needs. These include online services, telephone appointments, video meetings and home visits.
Co-op Legal Services offer fixed-fee services for writing wills. They will agree any costs upfront with you meaning you don't have to worry about any hidden costs.
Making a will with Co-op Legal Services costs from £150 for a will for yourself or from £245 if you want to make similar wills with someone else, such as a partner (known as 'mirror wills'). All prices include VAT.
Your circumstances might mean you need a different type of will which could cost more. This will be discussed this with you and you do not have to pay anything until you’ve spoken to them.
A will allows you to state what should happen to your assets (your money, property, investments and possessions) as well as your young children after you die. If you live in England or Wales and die without a legally valid will, the law will determine what happens instead.
If you have a will, but it hasn’t been recently reviewed or updated, your estate might not be distributed in the way that you would want.
You should review or update your will every few years, or after any significant life event. This includes the birth of a child or grandchild, getting married or divorced, or the sale or purchase of a property or other large asset.
You can choose the right type of will for your needs. Is the will just for you or you and your partner? A will for a single person is known as a single will and is best for people who want to record their individual wishes. If your wishes are similar to someone else's (typically your partner or spouse) then you may want to make mirror wills together.
Without robust planning there’s a risk that the value of your home could be lost to care home fees, could be eroded through divorce or re-marriage or your estate could be liable for more Inheritance Tax than needed when you die.
A trust will, which offers increased asset protection and comes with greater flexibility can be arranged by Co-op Legal Services from £399.
Trust wills can mitigate these risks by offering increased protection for your assets. A trust will may be suitable if, for example:
Co-op Legal Services offers a range of will writing and estate planning options, to suit your needs.
Saga is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (company number 3023493). Registered office 3 Pancras Square, London, N1C 4AG. Saga is not authorised or regulated by the Solicitors Regulation Authority (SRA). All legal services are provided by Co-op Legal Services. Co-op Legal Services is a trading name of Co-operative Legal Services Limited which is authorised and regulated by the SRA, under registration number 567391.
It's a legal document that allows you to state what should happen to your estate (your money, property, investments and possessions) as well as your young children after you have died.
There are different types of will available in England and Wales, and they each suit different needs.
If you live in England or Wales and die without writing a legally valid will, the law will determine who gets what from your estate. If you have no living family members, all your property and possessions will go to the Crown. If you have children under 18 years old, other people can make decisions about who will take care of the children and manage their finances, education and living arrangements. By making a will you can specify your wishes.
There are number of things you can include in a will:
Once you’ve made your will, it’s important to review it every 3-5 years or after any significant life event, to ensure it’s still an accurate reflection of your wishes.
You should review your will after:
Your will deals with your belongings (such as your property, bank accounts and personal possessions) that you own at the time of your death, not at the time you write your will, which could change significantly in the future, particularly if you expect to have paid off your mortgage or are likely to receive an inheritance at some point.
Will writing is not a regulated industry in England and Wales, which means that technically anyone can offer will writing services, regardless of their qualification or experience.
Saga Legal have partnered with Co-op Legal Services who are authorised and regulated by the Solicitors Regulation Authority, for additional protection.
While it is technically possible to write a will without professional support, a will needs to contain the correct terminology and be drafted in the correct way so that that it takes effect as intended.
Homemade DIY wills are often poorly drafted, contain mistakes or are incorrectly executed. As a result, they are commonly found to be invalid or ineffective after death.
A trust is a legal structure which can be included as part of your will and can offer increased asset protection. These types of wills are called trust wills.
We would always recommend that you consider the benefits of setting up a trust as part of your will. They are most commonly seen in the following circumstances:
Yes, writing a trust will can be an effective way to protect your home or savings against care home fees in the future. With specialist advice, a trust will lets you ringfence some of the property’s value to protect it from being used to fund care fees.
Advice and support on appointing someone you trust to make important decisions for you if you're unable to.
Comprehensive support, guiding you through each step of the probate process and offering clear and practical advice.
A free legal review including wills, probate and lasting power of attorney advice.
Saga Legal has partnered with Co-op Legal Services, who can provide regulated legal services, helping to ensure you have the right level of support and protection for yourself and your family.