If there’s one thing you can count on, it’s that cars always seem to breakdown when you least expect it. That’s why it’s important you’ve got breakdown cover you can rely on.
Explore our different levels of breakdown insurance for drivers over 50 and discover what each one includes, so you can find a Saga Breakdown Assistance cover that’s right for you. With cover from as little as £29.99 a year, if the unexpected happens you can be back behind the wheel in no time at all.
Breakdown insurance can be added to your Saga car insurance to cover the cost of roadside assistance if your car breaks down when you’re out and about. If your car can’t be fixed on the spot, we can help you get it to the nearest garage.
No one wants to be stuck on the side of the road, so getting the right vehicle breakdown cover means that if your car breaks down, you’ll be able to get moving again, be taken to a garage within 10 miles, or get home as quickly and safely as possible, depending on what cover you have.
With all our cover levels:
We have five types of breakdown cover levels for you to choose from:
*When breakdown occurs at least 1/4 mile from your home address or where the car is normally kept.
We also offer additional cover options , which include:
|Cover and benefits||Essential||Home call||National Recovery||Comprehensive||Premier|
If you are at least 1/4 mile from your home, you only pay the costs of any parts fitted.
For your car, or your caravan/trailer when you are towing.
Of your car to any destination of your choice within ten miles of the breakdown.
Similar to Recovery above but to anywhere in the UK.
Assistance at your home, or within 1/4 mile of your home.
We'll give you a hire car, alternative transport or overnight accommodation if you cannot use your car, plus up to £150 for travel costs to collect your vehicle after repair if necessary.
In 55 countries and territories across Europe.
Holiday Departure Cover
If your car breaks down within 24 hours of a planned departure date in the UK, we’ll arrange a hire car for up to 14 days to allow you to continue your trip.
Like with any insurance policy, there are some situations that aren’t covered, including:
The safety of you, your passengers and other road users is the most important thing. If your car breaks down, here are some things you can do:
And if you break down on the motorway:
If you are a Saga Breakdown Assistance customer, in the event of a breakdown please call our 24-hour claims line on 0800 068 1966.
Alternatively, you can report your breakdown online.
We aim to ensure that every claim is dealt with quickly and with minimum fuss.
Saga's range of insurance products is designed specifically for our customers and is unique to us.
Saga Essential, Home Call and National Recovery Breakdown Assistance is provided by RAC Motoring Services. Saga Comprehensive, Premier, Motorhome Assistance and Motorhome Assistance Plus Breakdown Assistance is provided by RAC Motoring Services and RAC Insurance Limited.
Tyre changes due to punctures are included in every level of cover if the puncture happens while you’re on the road. With Home Call, Comprehensive and Premier you’re also covered for punctures at your home address.
No. We will transport your car to a suitable repairer, but we can’t cover the costs of any parts or materials.
While we will arrange for your car to be taken to a local repairer, we can’t cover the cost of draining or removing the fuel. This is sometimes covered by car insurance policies, so it may be worth checking with your current provider.
There's plenty to explore and learn about our car insurance cover.
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You’ll be back on the road in no time with a courtesy car to keep you mobile while yours is being repaired.