*If nothing changes, T&Cs apply.
If you’ve lived in your home for a long time, you’ve probably invested love, time and money into getting things just how you want them, and with Saga Home Insurance that’s just how we want to help you keep it.
Is home insurance for over 60s cheaper than for other age groups? It can be depending on a number of different factors.
The location of your home, its size and security, and your personal claims history, will all affect the cost of your insurance, as will the nature of its contents and how much cover you need. There are also some general factors that might influence the cost of your over 60s home insurance.
All these factors combine to influence the premium that you’re asked to pay, potentially reducing the cost of over 60s home insurance.
It's also worth bearing in mind that the bulk of the money you are charged for your home insurance pays for policyholders' claims. And when claims costs go up, the price of insurance goes up too.
Price isn't the only factor that you should consider when looking at the cover you need to protect your home and its contents. But if you are after cheap house insurance for over 60s, be sure to check the policy details carefully and choose a policy that will give you not just the cheapest, but the best home insurance for over 60s for your specific needs.
Home or house insurance for over 60s is made up of two types of insurance:
You can get separate cover in different policies, or you can get combined cover in one policy.
There are also several extras you can add to your cover, including personal belongings cover away from home of up to £10,000 per incident, Saga Home Emergency with unlimited callout, and Legal Expenses that includes an Online Safety Support Service.
Saga offers two levels of over 60s home insurance, both with the same great level of service.
And if you need higher cover limits (more than £100,000 for your contents or £1 million for your buildings insurance), have a look at Saga TailorMade Home Insurance.
We are proud to offer five-star treatment every day with Saga Home Insurance – Defaqto 5 Star rated every year since 2014.
Saga’s home insurance for over 60s offers everything you’d expect from our award-winning, Defaqto five-star rated home insurance.
Our home insurance for over 60s is exactly the same as our other home insurance policies and covers your building and its contents and provides financial protection against unexpected events such as fire, theft and accidental damage.
If you’ve had changes to how you live recently such as retirement, the arrival of a grandchild, or have taken up a new hobby, our policies offer a range of features to protect your property and possessions. For instance:
At Saga we have a quick and simple online quote process, and we can give you an over 60s home insurance quote in just a few minutes.
You’ll need to have the following information to hand before you start:
You’ll be given an over 60s home insurance quote for our two levels of cover, Saga Plus and Saga Select, so you can make sure you get cover tailored to your needs.
There's plenty to explore and learn about our home insurance cover.
Carry on feeling safe and protected in the home that you live in and love, with home insurance tailored for the over 70s.
Fix the price for the next 2 renewals with Saga Plus home insurance. You'll have no surprises when you come to renew. T&Cs apply.
Protect your property with buildings insurance. We offer up to £1 million cover, three-year fixed price and no cancellation fee.
Protect your favourite things against theft, fire and accident with up to £100,000 content cover at a 3-year fixed price.
A higher level of buildings and contents cover for the over 50s with Saga TailorMade Home Insurance.
Tailor your home insurance policy to suit your needs with optional extras such as Saga Home Emergency and Legal Expenses.
Get cover for home emergencies with a 24/7 emergency helpline, unlimited callouts and up to £2,000 per incident. Optionally include cover for your boiler & heating too.
Insure your holiday home for peace of mind that it’s protected, even when you’re not there.