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Freeing up tax-free cash from your home without having to move is an appealing idea, but before you start you should weigh up the pros and cons of equity release, which is a loan secured against your home.
Lifetime mortgages, the most popular form of equity release, could have the following advantages:
Use Saga's FREE lifetime mortgage calculator to get an instant estimate of just how much cash you could release from your property.
The team at Saga Equity Release can help you decide whether equity release is right for you. Arrange a call back at a time that suits you.
You also need to be aware of these potential issues as you consider the pros and cons of equity release:
You should take professional advice to make sure you fully understand the pros and cons of equity release and whether it’s the right solution for you.
Saga Equity Release, provided by HUB Financial Solutions Limited, is a no-obligation, no-pressure service dedicated to finding out if equity release is right for you. You’ll need to pay an advice fee of £799 if you decide to proceed and take out a Saga Lifetime Mortgage.
The Saga Equity Release team will help you find out whether equity release could help you and is for those aged 55 or over with a UK home worth at least £70,000.
Saga Equity Release is provided by HUB Financial Solutions Limited, who will pay us an introductory fee if you go ahead with equity release using the service. HUB Financial Solutions Limited, part of the Just Group plc, is authorised and regulated by the Financial Conduct Authority. You can find out more about the service and fees on the Important information page.
There's plenty to explore and learn about equity release.