High levels of cover from an award winning provider
3-year fixed price with no tie-ins – T&Cs apply
Cover that's with you all the way
Relaxing hotel-based holidays in the sun, with a Saga Host on hand.
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Exciting destinations. Inspiring options. Discover your ideal travel experience.
Access to a range of accounts to suit your savings needs.
Including will writing, probate and lasting power of attorney.
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Ideal for avid holidaymakers, if you own a property abroad, or have friends and family abroad who you regularly visit, a multi-trip insurance option gives you cover for multiple trips, without the hassle of searching for cover each time you travel.
As well as covering the expected, we go further to cover aspects that you may not expect to be included as standard, such as:
Tailored for the over-50s with no upper age limit
Cover for many pre-existing medical conditions
Up to £10,000 cancellation cover
Up to £10 million emergency medical cover (£2 million in the UK)
Up to £5,000 baggage cover
Up to £1,500 for a replacement flight
Up to £1,500 enforced stay cover
Up to £5,000 substitute accommodation cover
Up to £10,000 abandonment cover
With an annual multi-trip travel insurance policy, you are protected in case of illness or injury suffered on your holiday. You’ll also benefit from up to £10 million emergency medical cover, up to £1,000 (£25 per day) for associated expenses during your stay in hospital and we can cover the cost of getting you home if medically necessary.
Our annual travel insurance is tailored for the over 50s but you can also add your family and friends who are under 50 to your policy, too. Friends and family can also be protected, even if they are travelling without you; a unique feature to the annual multi-trip policy.
With an annual travel insurance policy you’re covered to travel:
Region | Limits per trip | Limits in total |
---|---|---|
Europe
|
45 days’ cover per trip as standard, but with option to extend to 60 or 90 days
|
Up to 120 days’ total cover per policy year
|
Worldwide excluding the USA, Canada, Mexico and all Caribbean Islands
|
45 days’ cover per trip as standard, but with option to extend to 60 or 90 days
|
Up to 120 days’ total cover per policy year
|
Worldwide
|
45 days’ cover per trip
|
Up to 120 days’ total cover per policy year
|
This region includes the countries that are listed below
This region includes all countries except those listed below
This region includes all countries
Cover up to £10,000 if you, a close relative or any of your travel party gets a positive coronavirus test in writing during the 14 days before you depart. Or if you are certified as too ill to travel due to Covid-19 by a medical practitioner.
If you travel to a country where the FCDO has advised against all but essential travel, you'll have no cover in place for any policy section if the reason for your claim is related to why the FCDO advice is in place. Subject to there being no other Government restrictions in place prohibiting travel. If you travel for essential reasons, see our list of what is deemed essential, then you will have full policy coverage in place.
To find out more about what we cover for COVID-19, please visit our Travel insurance and coronavirus page.
Policy benefits | Policy limits for each insured person per trip | Excess applicable per claim |
---|---|---|
Cancellation
|
Up to £10,000*
|
|
Missed departure |
Up to £1,000 |
|
Delayed departure
|
Up to £35 for the first 12 hour period, £15 for each 12 hour period after that |
|
Abandonment |
Up to £10,000
|
|
Delayed baggage
|
Up to £250
|
|
Lost, stolen or damaged baggage
|
Up to £5,000 (£600 single article limit and £1,000 total valuables limit)
|
|
Emergency medical and associated expenses
|
Up to £10 million (£2 million in the UK)
|
|
Hospital benefit
|
Up to £25 for each 24 hour period (£1,000 maximum)
|
|
Personal accident
|
Up to £30,000 (£1,000 if aged under 16, £15,000 if over 70)
|
|
Criminal injury benefit
|
Up to £30,000
|
|
Substitute accommodation
|
Up to £5,000
|
|
Enforced stay
|
Up to £1,500
|
|
Loss of passport
|
Up to £350
|
|
Personal money
|
Up to £500 (£300 limit for cash) (£100 limit for cash if aged under 16)
|
|
End supplier failure
|
Up to £1,500
|
|
Pet care
|
Up to £25 for each 24 hour period (£300 maximum)
|
|
Hijack and mugging
|
Up to £50 for each 24 hour period (£1,000 maximum)
|
|
Air rage
|
Up to £1,000
|
|
Personal liability
|
Up to £2 million
|
|
Legal expenses and advice
|
Up to £50,000
|
* Unless you have opted to change or remove this limit, in which case it will be shown on your policy Schedule.
Saga’s single trip travel insurance could be ideal for those one-off trips all over the world. Our comprehensive policy will cover you for up to 120 days per trip.
However, we are unable to provide cover if you travel to an area that the Foreign, Commonwealth and Development Office has advised against travelling to.
There's plenty to explore and learn about our travel insurance cover.