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TRAVEL INSURANCE FOR UK HOLIDAYS

Planning a holiday a little closer to home this year? Make sure you have the cover you need with Saga.

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UK travel insurance

You may have decided to stay within the UK for your holiday, but do you have the right cover in place for your trip?

Knowing you won’t have to foot the bill for medical emergencies could be enough to give you peace of mind, so you may be thinking…

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20% off Saga Travel Insurance

Get 20% off the total cost of your Saga Travel Insurance for all cover – not just the base price.

Buy your new policy by the end of 29 May 2025 and the 20% discount will be automatically included – no codes needed. T&Cs apply.

Get a quote

Do I need travel insurance for a UK holiday?

Travel insurance does much more than just cover the cost of any unexpected medical bills. There are a number of reasons to make sure you have cover in place for your staycation, just as you would if you were holidaying abroad.

Take holiday cancellation cover, for example. It’s important to ensure you have cover in case you fall ill before your holiday and cannot travel. You may also want to make sure you’re covered for additional travel costs if you are forced to cut short your trip, as well as lost luggage and cover to get you back home.

What cover will I get on a UK holiday with Saga Travel Insurance?

Holiday cancellation

From up to £2,500 to £20,000 depending on your cover level to help recover any pre-paid travel or accommodation costs, if you have to cancel your holiday due to bereavement, illness or other unforeseen events.

Baggage and personal belongings

Cover from up £1,750 to £10,000, depending on your cover level, should your belongings be lost, stolen or damaged.

Regions covered

We include the Channel Islands and the Isle of Man in our definition of a UK holiday.

Missed departure

We will cover you for extra costs you have to pay to reach your destination if you miss your departure from up to £500 to £1,500, this includes internal UK flights. Saga Standard and Saga Plus only.

Abandoning your trip

From up to £2,500 to £20,000 depending on your cover level, for any unused travel or accommodation costs that can’t be recovered if you have to cut short your trip.

Medical cover for illness or injury

If you are taken ill or are injured on your trip and cannot return home at your scheduled time or using your return ticket, we will pay up to £2 million for the cost of getting you back safely.

Minimum trip duration

UK Trips must include at least one night in pre-booked holiday accommodation or a one-night stay at the accommodation of a relative or friend who resides in the Channel Islands.

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Can I claim if I have to cancel my UK holiday?

Yes, if something happens out of the blue that means you can’t travel then you can claim back any travel or accommodation costs that you have already paid.

If you're looking for straightforward cover for your UK holiday, Saga Essential includes cancellation cover up to £2,500 on a per trip basis. With the option to reduce that to £0 if the cover is not required.

Find out more about our single trip cover options.

What counts as pre-booked accommodation?

Any accommodation where you will be charged a fee to stay overnight, which has been booked in advance of your trip. So not just hotels, this extends to camping or static caravan sites, cottages, house boats, Airbnbs etc…

This excludes any residential homes belonging to your friends or family.

Do I need to be covered for domestic internal flights?

Our travel insurance includes cover for delayed departure on domestic internal flights. Saga Standard and Saga Plus also include cover for missed departure from up to £500 to £1,500.

What does Saga mean by the UK?

For travel insurance, we define the UK as: England, Scotland, Wales, Northern Ireland, Channel Islands and Isle of Man.

Who underwrites Saga Travel Insurance?

Saga Travel Insurance is designed for people over 50 and is underwritten by Astrenska Insurance Limited, with claims administered on their behalf by Collinson Insurance Services Limited.

Get a quote for Saga Travel Insurance

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Here's what our customers have to say about us...

'The website was vary easy to use and the quote came through very quickly. The quote itself was very reasonable. Would definitely recommend to others.'

Miss Miller

Here's what our customers have to say about us...

'Good value with all the features I need'

Mr Walton-George

Here's what our customers have to say about us...

'A trusted company offering good cover at a competitive price.'

Mr Mills

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More from Saga Travel Insurance

There's plenty to explore and learn about our travel insurance cover.

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Product information

Single trip travel insurance

Single trip policies are most suited to those planning a one-off trip, a holiday abroad, or even a couple of short stay city breaks.

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Product information

Existing travel customers

Need to check your Saga Travel Insurance policy documents, make a claim, change your policy details or contact us? Find everything you need here.

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Travel insurance for over 70s

Our travel insurance policies have no upper age limit, so if you're aged over 70 and looking for high levels of cover and service, why not try Saga?

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Baggage claims

What to do if your luggage gets damaged or lost while you're on holiday.

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Product information

Coronavirus information

Our coronavirus help and support page has all the latest information on the changes to our insurance and details of additional support we can provide you.

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Product information

Holiday checklist

Being organised for your holiday means you can make the most of your time away. Check out our guide.

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Product information

Travel insurance for over 65s

Over 65 and looking for travel insurance? Saga offers quality holiday insurance with cover for many pre-existing medical conditions and no upper age limits.

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Product information

Travel GP service

We provide, as standard, unlimited access to online & telephone GP appointments on your holiday with the Saga GP Service.

Mature woman is standing on the air-stair of her plane with her boarding pass and has turned round to give one last look to her home before she goes travelling.
Product information

What to do in an emergency

We can help you in an emergency, providing 24-hour support, advice and guidance, no matter where in the world you are.

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Product information

Leisure activities

We automatically include cover as standard for a range of popular leisure activities.

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Product information

Medical claims

Our team are here to help, with medical expertise and a personal touch. Find out about medical claims with Saga Travel Insurance.

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Product information

Ski travel insurance

Off to the slopes this winter? It’s easy to add winter sports cover to your Saga Travel Insurance.

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Avoiding travel claim rejection

Here are common reasons why some travel insurance claims are not successful.