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Giants Causeway in Northern Ireland at sunset


Planning a holiday a little closer to home this year? Make sure you have the cover you need with Saga.

UK travel insurance

You may have decided to stay within the UK for your holiday, but do you have the right cover in place for your trip?

Knowing you won’t have to foot the bill for medical emergencies could be enough to give you peace of mind, so you may be thinking…

Do I need travel insurance for a UK holiday?

Travel insurance does much more than just cover the cost of any unexpected medical bills. There are a number of reasons to make sure you have cover in place for your staycation, just as you would if you were holidaying abroad.

Take holiday cancellation cover, for example. It’s important to ensure you have cover in case you fall ill before your holiday and cannot travel. You may also want to make sure you’re covered for additional travel costs if you are forced to cut short your trip, as well as lost luggage and cover to get you back home.

What cover will I get on a UK holiday with Saga Travel Insurance?

Holiday cancellation

From up to £2,500 to £20,000 depending on your cover level to help recover any pre-paid travel or accommodation costs, if you have to cancel your holiday due to bereavement, illness or other unforeseen events.

Baggage and personal belongings

Cover from up £1,750 to £10,000, depending on your cover level, should your belongings be lost, stolen or damaged.

Regions covered

We include the Channel Islands and the Isle of Man in our definition of a UK holiday.

Missed departure

We will cover you for extra costs you have to pay to reach your destination if you miss your departure from up to £500 to £1,500, this includes internal UK flights. Saga Standard and Saga Plus only.

Abandoning your trip

From up to £2,500 to £20,000 depending on your cover level, for any unused travel or accommodation costs that can’t be recovered if you have to cut short your trip.

Medical cover for illness or injury

If you are taken ill or are injured on your trip and cannot return home at your scheduled time or using your return ticket, we will pay up to £2 million for the cost of getting you back safely.

Minimum trip duration

UK Trips must include at least one night in pre-booked holiday accommodation or a one-night stay at the accommodation of a relative or friend who resides in the Channel Islands.

Get a quote

Can I claim if I have to cancel my UK holiday?

Yes, if something happens out of the blue that means you can’t travel then you can claim back any travel or accommodation costs that you have already paid.

If you're looking for straightforward cover for your UK holiday, Saga Essential includes cancellation cover up to £2,500 on a per trip basis. With the option to reduce that to £0 if the cover is not required.

Find out more about our single trip cover options.

What counts as pre-booked accommodation?

Any accommodation where you will be charged a fee to stay overnight, which has been booked in advance of your trip. So not just hotels, this extends to camping or static caravan sites, cottages, house boats, Airbnbs etc…

This excludes any residential homes belonging to your friends or family.

Do I need to be covered for domestic internal flights?

Our travel insurance includes cover for delayed departure on domestic internal flights. Saga Standard and Saga Plus also include cover for missed departure from up to £500 to £1,500.

What does Saga mean by the UK?

For travel insurance, we define the UK as: England, Scotland, Wales, Northern Ireland, Channel Islands and Isle of Man.

Who underwrites Saga Travel Insurance?

Saga Travel Insurance is designed for people over 50 and is underwritten by Astrenska Insurance Limited, with claims administered on their behalf by Collinson Insurance Services Limited.

Get a quote for Saga Travel Insurance