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Yes, you can buy a new single-trip or annual multi-trip travel insurance policy from Saga. It will cover emergency medical costs if you become ill with coronavirus while you’re away and cancellation if you test positive for COVID-19 within 14 days of your trip’s departure date or if you are certified as too ill to travel by a medical practitioner, due to you still suffering from COVID-19, but it will not cover any other travel disruption in relation to the pandemic.
If you travel to a country where the FCDO has advised against all but essential travel, for a non-essential reason, you’ll have no cover in place for any policy section if the reason for your claim is related to why the FCDO advice is in place, for example COVID-19. Subject to there being no other government restrictions in place prohibiting travel.
If you travel for essential reasons, see this list of what is deemed essential, then you will have full policy coverage in place.
However, if you travel to a country where the FCDO advise against all travel then we are not able to provide any cover.
Visit the Government website to see the most up-to-date travel advice.
Saga Travel Insurance policyholders should call our emergency medical helpline as soon as possible. The phone line is open 24/7 and an English-speaking advisor will be able to help you find the most appropriate place to seek medical attention.
Within the EU, your Global Health Insurance Card (GHIC) will entitle you to treatment on the same terms as a local. Elsewhere, your travel insurance will cover the cost of emergency medical treatment.
If you contract COVID-19 whilst on a trip in the UK, for which you have taken out a Saga Travel Insurance policy, the policy will provide cover for cancellation and abandonment as well as emergency medical and associated costs not covered by the National Health Service. Please see the Policy Books for full details.
Please note, cover under the medical expenses benefit has been extended to £2,000,000 for trips that take place within the UK.
There's plenty to explore and learn about our travel insurance cover.