Booked your trip and thinking about travel insurance? When you’re looking to compare travel insurance, don’t settle for less.
Saga’s Defaqto 5 Star rated travel insurance includes much more than the basics, as standard. We go above and beyond to ensure you can travel with confidence.
Log in or create a MySaga account to view your policy documents or renewal invite. Fast and easy, no need to call.
Cover up to £10,000 if you, a close relative or any of your travel party gets a positive coronavirus test in writing during the 14 days before you depart. Or if you are certified as too ill to travel due to Covid-19 by a medical practitioner.
If you travel to a country where the FCDO has advised against all but essential travel, you'll have no cover in place for any policy section if the reason for your claim is related to why the FCDO advice is in place. Subject to there being no other Government restrictions in place prohibiting travel. If you travel for essential reasons, see our list of what is deemed essential, then you will have full policy coverage in place.
To find out more about what we cover for COVID-19, please visit our Travel insurance and coronavirus page.
If you need to move to different accommodation at any time during the trip because your booked accommodation becomes unusable, due to:
You can claim up to £5,000 to cover additional accommodation and transport costs incurred.
We will cover you for costs up to £1,500 to replace your flight tickets should your scheduled airline become insolvent before or after departure.
If you can’t reach your destination, return to your pre-booked accommodation or return home, you can claim £100 for every complete 24-hour period, up to a maximum of £1,500.
Or, if after 24 hours it becomes necessary to make alternative arrangements to get to your destination or return home, such as due to airspace or port closure, you can claim up to £1,000 to cover necessary additional travel expenses.
If you arrive at your final departure point too late to board the ship, plane or train that you’re booked to travel on, we will cover you up to £1,000 for the extra accommodation and travel costs you’ll have to pay to reach your final destination. Your reason for lateness must be due to:
If you have to abandon your trip due to unforeseen circumstances outside of your control, we will cover you for up to £10,000 to pay for any irrecoverable unused travel and accommodation (including pre-paid excursions), and other pre-paid charges.
Your Saga Travel Insurance policy would also cover you for any additional travel expenses, such as a new flight ticket home.
Insurance can be complicated. Visit our frequently asked questions page for some helpful answers to commonly asked questions.
Our Travel Assistance service is there to help you and provide 24-hour worldwide support including:
We hope your holiday goes without a hitch and you don’t have to make a claim, but if you do:
Find out more about our claims process.
We are proud to offer five-star treatment every day with Saga Travel Insurance – Defaqto 5 Star rated every year since 2007.
If you travel to a country where the FCDO has advised against all but essential travel, for a non-essential reason, you'll have no cover in place for any policy section if the reason for your claim is related to why the FCDO advice is in place. Subject to there being no other Government restrictions in place prohibiting travel. If you travel for essential reasons, see this list of what is deemed essential, then you will have full policy coverage in place.
However, if you travel to a country to which the FCDO advise against all travel then we are not able to provide any cover.
Yes, the Global Health Insurance Card (GHIC) is not a substitute for travel insurance – it is complementary to it. A GHIC does not cover you for all the medical costs that you can incur or for repatriation, lost baggage or cancellations.
You can cancel your policy within 14 days of either the date of purchase of the policy or the date of receiving your policy documents, whichever is latest.
If you are likely to be taking more than one trip a year or you are travelling for more than 30 consecutive days then you may find that our annual multi-trip travel insurance policy is more cost effective than taking out a separate single trip policy each time you travel.
The advantage of annual multi-trip insurance is that cancellation cover is already in place should you want to go on a last minute holiday or city break.
If you only take the occasional trip, whether in the UK or overseas, you may find a single trip policy more suitable. Our single trip travel insurance is for trips up to 120 days in length and covers cancellations, medical expenses and much more.
With a Saga Travel Insurance policy, cancellation cover starts from the date you take out the policy or book the trip. In the unfortunate event that you have to cancel your holiday, our policy can offer up to £10,000 cancellation cover. Maintaining continuous cover with an annual policy could give you the freedom to book last minute trips.
At Saga we offer comprehensive cover to suit your needs when travelling. To enable us to do this we require details of your medical health so that we can assess whether we can offer insurance to suit your needs.
There's plenty to explore and learn about our travel insurance cover.
Our travel insurance policies have no upper age limit, so if you're aged over 70 and looking for high levels of cover and service, why not try Saga?
What to do if your luggage gets damaged or lost whilst you are on holiday.
Our coronavirus help and support page has all the latest information on the changes to our insurance and details of additional support we can provide you.
Having travel insurance for UK holidays gives you the peace of mind that you’re covered for cancellation, loss of luggage and so much more.
We can help you stay organised and hopefully give you peace of mind - meaning you can get on and enjoy your time away.
Over 65 and looking for travel insurance? Saga offers quality holiday insurance with cover for many pre-existing medical conditions and no upper age limits.
We provide, as standard, unlimited access to online & telephone GP appointments on your holiday with the Saga GP Service.
We can help you in an emergency, providing 24-hour support, advice and guidance, no matter where in the world you are.
Our team are here to help, with medical expertise and a personal touch. Find out about medical claims with Saga Travel Insurance.
Looking forward to hitting slopes? Kick back and relax assured in the knowledge that Saga has the cover you need.
Here are common reasons why some travel insurance claims are not successful.