Travel insurance for visiting Spain

So you’re off to sunny Spain? Good for you. Spain and its islands are top destinations for UK travellers and it’s easy to see why. From Alicante to Zaragoza, you’ll find much to see and do. There are pristine beaches, national parks and vibrant cities to explore by day and night.

Do I need travel insurance for Spain?

It’s a good idea to take out travel insurance for any trip. Whether your destination is in the UK, Europe or Worldwide, you should have travel insurance in place as soon as you book your holiday. This way you’re covered for the usual type of problems that may occur when travelling such as loss of passport, accidents, delays or illness.

What insurance do I need when travelling to Spain?

You’ll need either single trip or annual cover depending on the length of your visit. If you’re planning on going to Spain or on holiday only once this year, then our single trip cover is all you need. If you plan to travel to Spain more than once or you wish to book holidays in the UK and other countries, it may be worth considering annual travel cover instead.

What should travel insurance for Spain include?

The most important cover you’ll need is for you, so it’s key to have medical emergency cover along with protection for any pre-existing medical conditions you may have. You may also wish to have cover for the basics such as cancellation and loss or delay of baggage.

Saga Travel Insurance comes with cancellation cover from up to £2,500 to £20,000 depending on your cover level and from up to £1,750 to £10,000 should your luggage go astray. The policyholder must be over 50 but there is no upper age limit and up to 9 people can be included in your policy.

We don’t want you to wait in long queues, which is why our Plus and Standard cover levels come with Delayed Flight Assistance. Register your flight 6 hours before departure and we’ll send you a code to get into an airport lounge. So if you are delayed by one or two hours, you can relax in comfort with free refreshments and newspapers.

We also cover for small claims in case your sunglasses go astray in the waterpark or you leave your camera on the bench with the spectacular view. Same-day claim payments can made if approved before 4pm, UK time.

We are with you every step of the way from the minute you book our travel cover, simply call the 24-hour travel assistance helpline for advice, either before or during your trip.

Saga medical emergency cover

Luckily with Saga you are covered for what other providers might call exclusions. A Saga travel policy includes from up to £2 million to £20 million emergency medical insurance including cover for most pre-existing medical conditions.

Our cover also includes the cost of getting you home if medically necessary and up to £1,500 (£25 a day) for associated expenses during your stay in hospital for Plus and Standard customers. For any non-urgent health concerns while you are away, all cover levels can call our UK-based GP Service to book an appointment 24/7.

Healthcare in Spain

You don’t need any specific vaccinations for travelling in Spain but its best to ensure your regular jabs are up to date. Check your medicines before you travel as some may be restricted and always carry your prescriptions with you.

When you travel to Spain you should have either:

• A European Health Insurance Card (EHIC)
• A UK Global Health Insurance Card (GHIC)
• Travel insurance with appropriate healthcare cover

Check if your GHIC/EHIC card is in date before you set off. If the costs of your medical claim are reduced by the use of the GHIC, any excess shown on your Policy Schedule under the section Emergency medical and associated expenses will be waived.

Do I need winter sports cover for Spain?

High-octane thrill seekers are advised to take out winter sports cover for skiing and snowboarding. Winter sports insurance to cover activities and equipment is available as an add-on with Saga.