Spain is a popular choice for UK travellers, whether you are heading to the mainland, the Canary Islands or the Balearics. Wherever you are planning to stay, travel insurance [link to main travel page] can help protect you against cancellation, medical emergencies, baggage problems and travel delays. If you are travelling with a GHIC or EHIC, it is still worth arranging insurance too, as these cards do not replace the broader protection a policy can provide.
It's a good idea to take out travel insurance for any trip. Travel insurance is not just about medical treatment, it can also help with other problems that may occur when travelling such as loss of passport, accidents, delays or illness.
A UK Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) still provide basic healthcare access in Spain but they don't cover private healthcare, rescue or repatriation, key instances where comprehensive medical cover can help.
You’ll need either single trip or annual cover depending on the length of your visit. If you’re planning on going to Spain or on holiday only once this year, then single trip cover is all you need. If you plan to travel to Spain more than once or you wish to book holidays in the UK and other countries, it may be worth considering annual travel cover instead.
The most important cover you’ll need is for you, so it’s key to have medical emergency cover along with protection for any pre-existing medical conditions you may have. You may also wish to have cover for the basics such as cancellation and loss or delay of baggage.
Luckily with Saga you are covered for what other providers might call exclusions. A Saga travel policy includes up to £20 million emergency medical insurance, depending on your chosen cover level, including cover for most pre-existing medical conditions.
Our cover also includes the cost of getting you home if medically necessary and up to £1,500 (£25 a day) for associated expenses during your stay in hospital for Plus and Standard customers. For any non-urgent health concerns while you are away, all cover levels can call our UK-based GP Service to book an appointment 24/7.
You don’t need any specific vaccinations for travelling in Spain but its best to ensure your regular jabs are up to date. Check your medicines before you travel as some may be restricted and always carry your prescriptions with you.
When you travel to Spain you should have either:
Check if your GHIC/EHIC card is in date before you set off. If the costs of your medical claim are reduced by the use of the GHIC, any excess shown on your Policy Schedule under the section Emergency medical and associated expenses will be waived.
High-octane thrill seekers are advised to take out winter sports cover for skiing and snowboarding. Winter sports insurance to cover activities and equipment is available as an add-on with Saga.
Spanish is the official language but you may also hear Basque, Catalan and Galician in different parts of the country. Like its regions, Spanish cuisine is rich, varied and full of character. You can sample small plates of tapas or pinchos or tuck into a hearty stew or a dish of paella.
British tourists love Spain for its temperate climate. The mainland and islands are hotspots for winter sun. In the height of summer, it’s wise to keep an eye on the weather gauge as Europe continues to experience heatwaves. Escape to the mountains to cool off or head to the coast for boat trips and water sports.
Saga Travel Insurance comes with cancellation cover up to £20,000 depending on your cover level and up to £10,000 should your luggage go astray, depending on your cover level. The policyholder must be over 50 but there is no upper age limit and up to 9 people can be included in your policy.
We don’t want you to wait in long queues, which is why our Plus and Standard cover levels come with Delayed Flight Assistance. Register your flight 24 hours before departure and we’ll send you a code to get into an airport lounge. So if you are delayed by one (Plus) or two (Standard) hours, you can relax in comfort with free refreshments and newspapers.
We also cover for small claims in case your sunglasses go astray in the waterpark or you leave your camera on the bench with the spectacular view. Same-day claim payments can made if approved before 4pm, UK time.
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