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Are you planning to travel this year and looking for travel insurance for people over 80? Many insurers, including Saga, have no upper age limits, allowing older travellers to secure coverage, even for pre-existing medical conditions, and enjoy peace of mind during their journey.
For a comprehensive overview of over-80s travel insurance, check out our guide.
Finding travel insurance when you’re over 80 can be challenging due to age limits set by some insurers. However, at Saga, we have no upper age limit, so you can obtain travel insurance even if you’re older than 80.
When applying for a policy, remember to declare any pre-existing medical conditions you may have. As long as you do, your policy will cover you if any of these conditions cause a medical emergency during your trip.
Examples of pre-existing medical conditions include:
Over-80s travel insurance isn’t a specialist type of insurance. Saga offers three types of travel insurance (Saga Essential, Saga Standard and Saga Plus). Over 80s can choose any of these policies, and things that are covered include:
When it comes to travel insurance for individuals over 80, there are certain exclusions you should be aware of. These include:
This isn’t a complete list, and policy details can vary. Always read your policy thoroughly before travelling so you know exactly what you’re covered for.
There are a couple of travel insurance options for over 80s to suit all holiday plans:.
If you’re setting sail on a boutique cruise, explore our Saga Plus travel insurance for added protection, including Missed Port and Cruise Interruption cover.
The cost of travel insurance policies for individuals over 80 years old varies based on several factors, including age, medical history and travel destination. The type of insurance coverage selected also impacts the price. Saga provides three cover options: Saga Essential, Saga Standard and Saga Plus.
Saga travel insurance for individuals over 80 considers high blood pressure a pre-existing condition. This means that if you purchase a policy for your holiday, you’ll be covered in case your high blood pressure leads to illness or a medical emergency while you’re abroad.
You will need to declare high blood pressure at the time of purchasing your policy to ensure you are fully covered.
When obtaining a travel insurance quote, it’s essential to declare any existing arthritis. Failing to do so may invalidate any claim you make, leaving you financially unprotected in the event of an injury or medical emergency related to arthritis during your holiday.
You won’t need your medical records when you buy over-80s travel insurance, but you will need to answer all medical questions and declarations. Answering these accurately will ensure that you are fully covered for any pre-existing medical conditions.
Free travel insurance isn’t available for pensioners in the UK. However, over 80s can get specialist travel insurance with Saga, which protects you if you have pre-existing medical conditions.
There's plenty to explore and learn about our travel insurance cover.