SAGA SAVINGS
Take a step closer to your money goals by saving and investing with Saga.
Helping make your money grow
Saving for a sunny escape, a rainy day or something else? Whatever your plans, Saga could help to make your money work harder.
We work with trusted partners to bring you a range of savings and investments options. Browse our products below and see if they could work for you.
Why Saga is the smart choice
Easy to start
Apply for your account online in a few simple steps. Start your savings journey with us today.
Trusted service
Rely on our UK customer support teams to provide the level of service you always expect from Saga.
FSCS protected
Feel confident knowing your deposits are fully protected up to £120,000 per eligible person.
Easy access savings
Start a nest egg today and access your money at any time.
- Make the most of our competitive rate.
- Boost your returns for the first year with a fixed bonus rate.
- Add and withdraw 24/7 without any penalties.
- In partnership with NatWest. Available to UK residents only.
Stocks & shares ISA
Choose a tax-efficient way to invest your ISA allowance.
- Three ready-made portfolios to suit your goals and risk appetite.
- Each tax year, you can invest up to £20,000 in total across all ISAs held.
- Provided jointly by HUB Financial Solutions Limited and Hubwise Securities Limited.
Capital at risk
How your money is protected
The Financial Services Compensation Scheme (FSCS) is the UK's deposit guarantee scheme. It protects up to £120,000 of your eligible deposits with:
Saga Money, NatWest and NatWest's associated brands.
Saga Investments, provided by HUB Financial Solutions Limited and Hubwise Securities Limited.
There’s more information about the FSCS on each of our product pages and on the FSCS website.
Got a question about saving or investing?
If you need a helping hand, a friendly team is just a call away.
For support with Saga Easy Access Savings Accounts, call 0808 160 9555. Lines are open Mon-Fri 9am to 5pm. Excluding Bank Holidays.
For support with Saga Investments, call our partner Hubwise on 0800 302 9755. Lines are open Mon-Fri, 9am to 5pm. Excluding Bank Holidays.
Watch out for scams
No one should be complacent about fraud and scams. It can happen to anyone, at any time – often when you’ve got other things on your mind. We’ve pulled together some information and pointers to help you keep one step ahead of the scammers.
Savings
A guide to fixed-rate savings
Fixed-rate savings accounts offer steady growth and guaranteed interest rates
Should I Save or Invest?
Discover the key differences between saving and investing, and determine which option suits your financial goals best with our guide.
How does interest work?
Learn how interest on savings works – from how it’s calculated to the power of compound interest and what AER means.
How to budget and save money
Discover budgeting advice and money-saving tips in our comprehensive guide
How to set savings goals
Achieve financial milestones with Saga’s guide on setting savings goals
What is an instant access savings account?
An instant access savings account, also called an easy access savings account, is a simple way to save money. You can put money in and take it out whenever you like, with no penalties or waiting periods.
How many savings accounts can I have?
ot sure how many savings accounts you can open? We explain the rules, benefits, and what to consider, especially if you're managing money in later life.
More from Saga
There's plenty to explore and learn about our products and discover what else Saga has to offer.
Investments
Saga Investments is here to help make investing simple with our Stocks & Shares ISA. Capital at risk.
Ocean cruises
Cruise to a variety of destinations in all-inclusive luxury aboard our boutique sister ships. Exclusively for over 50s and with a chauffeur to the port and speciality dining included as standard.
Saga Holidays
European escape or far-flung adventure? From tours to relaxed beachside stays, experience the joy of travel with Saga Holidays.
River cruises
Enjoy a truly all-inclusive river cruise along Europe’s waterways on our boutique ships reserved exclusively for over 50s, with dining on board and three or more excursions included.