Ruth is a freelance financial journalist passionate about making money matters clear, accessible, and engaging. She writes for national publications, including The Times, The Mail on Sunday, MoneyWeek, The Sun, and Good Housekeeping, helping readers make sense of pensions, savings, and personal finance. A firm believer that everyone deserves financial security, Ruth is on a mission to cut through jargon and make finance relatable. When she’s not writing, she’s probably chasing two toddlers around a National Trust property, walking the dogs or enjoying a good book with a cup of tea.