Do you have a question about Saga Caravan Insurance? Here are some questions we are frequently asked about our caravan insurance.
If you can't find the answer you are looking for, you can chat to our online team who will be happy to help.
Yes, accidental loss or damage to your caravan is covered whilst travelling by road, rail or sea. European cover will need to be added to your policy if you want to be covered whilst towing your caravan abroad.
In the event of a claim you will need to contact your insurance provider. We cover accidental damage to your caravan and will advise you what to do, depending on your situation, when you contact the claims team. If there is damage to your car, you will need to report this to your car insurance provider.
Yes, lending your caravan to friends and family is covered on both levels, market value and new for old. They will receive the same cover as you do, except for their personal belongings which they will need to cover themselves separately.
Damage to tyres from punctures, cuts or bursts are not covered. If, however, you have added Saga Breakdown Assistance to your policy, flat tyres are included and can be claimed for under all 5 levels of cover. If you have a separate Saga Breakdown Assistance policy or have it as part of a Saga Car Insurance policy, your caravan will have the same cover as the vehicle towing it as long as it meets the acceptance criteria outlined in the policy booklet.
Yes, we cover accidental loss or damage to your contents and personal belongings up to £1,500.
If your caravan causes damage to another vehicle whilst it is being towed, you will need to contact your car insurance provider about the claim as this is not covered by your caravan policy. You are, however, covered if your caravan causes damage to others/other people’s property while the caravan is not being towed.
Unfortunately, damp within the caravan would be classed as wear and tear and therefore would not be covered.
Yes, storms, floods and natural causes are covered under the accidental damage section of the policy.
Legal cover is not available as an optional extra. There is cover for legal liability, included as standard on your policy, which will cover damage caused by your caravan to a third party or to third party property whilst it is not being towed.
No – Saga will only cover caravans that are used solely for touring.
Saga’s range of insurance products are designed specifically for our customers and is unique to us. Saga Caravan Insurance is provided by Acromas Insurance Company Limited who meets our high standards of quality and service.
There's plenty to explore and learn about our insurance cover.
Saga Caravan Insurance offers wide-ranging cover for touring caravans, especially designed for the over 50s.
Find your policy books and get information about making a claim.
Comprehensive cover for wherever your motorhome adventure takes you, in the UK and throughout Europe. With a range of features as standard, our 3-year fixed price cover and the option to add breakdown assistance too. (T&Cs apply).
Whether you're looking for a straight forward insurance, or cover that's packed with added extras, our award winning over 50s car insurance has options to suit your needs.
Quicker diagnosis and treatment, and nationwide private hospital options – it’s no wonder customers have chosen us to take care of their health for over 30 years. There’s no upper age limit and you won’t need a medical.
Saga Plus Home Insurance includes great features as standard – like accidental damage and cover for personal belongings when you’re out and about. And you can spend your time doing other things because your price won't go up for three years, even after most claims (T&Cs apply).
Don't let a breakdown interrupt your travels. Be reassured by 24/7 motorhome breakdown cover from Saga.