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SAGA SAVINGS

Whether you're saving for a holiday or just want to put something aside for a rainy day, it's important to choose the right savings account.

Savings accounts to suit you

No matter what you're saving for, big or small, make sure your money is working hard for you. We have a choice of savings accounts that could be right for you, depending on how you’d like to save.

It's a good idea to have a goal in mind when you open a new savings account. It could be saving for a holiday, helping loved ones get on the property ladder or starting a ‘rainy day’ fund.

Find out whether the Saga Easy Access Savings Account, a fixed rate account or the Saga Cash ISA could be the option for you.

Our Saga Easy Access Savings Account, and the Saga Cash ISA are provided by Goldman Sachs International Bank, where you can start saving today with just £1.

Alternatively, we offer access to competitive fixed interest rates on the exclusive Saga Savings Platform, powered by Flagstone, which gives you access to a choice of fixed-term savings accounts across a range of partner banks. Once your Saga Savings Platform account is set up you'll have 24/7 access to all the available banks and rates, without the need to complete multiple application forms for any you want to save with.

For any queries about your Saga Savings account with Goldman Sachs International Bank, please contact the Customer Care team on 0800 028 1701.

For any queries about your Saga Savings Platform account, and accounts opened on it, please contact the Flagstone Client Services team on 0800 092 3398

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Easy Access Account

Enjoy the freedom to access your savings at any time with a Saga Easy Access Savings Account.

Find out more
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Cash ISA

Earn tax-free interest on your savings and pay no fees or charges with a Saga Cash ISA.

Find out more
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Saga Savings Platform

Saving with a fixed term account means knowing exactly how much you’ll earn in interest.

Find out more

Financial Services Compensation Scheme

Your eligible deposits with Goldman Sachs International Bank and on the Saga Savings Platform, powered by Flagstone, are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

FSCS protection is limited up to £85,000 per UK authorised bank, building society or credit union and so this limit is applied to the total of any deposits you have with Goldman Sachs International Bank (GSIB) under any brand, including Saga Savings (where the Saga Savings account is provided by GSIB), and Marcus by Goldman Sachs. Any total deposits you hold above the limit between these brands are unlikely to be covered.

All UK banks available on the Saga Savings Platform (provided by Flagstone) offer FSCS protection on deposits up to £85,000, £170,000 for joint accounts, by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with each of the banks you open a savings account with. Any total deposits you hold above the limit are unlikely to be covered.

You can find out more about how the scheme protects your money by visiting the FSCS page.

The Saga Easy Access Savings Account and Saga Cash ISA are provided by Goldman Sachs International Bank. Goldman Sachs International Bank is registered in England and Wales (no. 1122503), authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The Financial Services Register number for Goldman Sachs International Bank is 124659 and the registered office is at Plumtree Court, 25 Shoe Lane, London, EC4A 4AU.

The Saga Savings Platform is provided by Flagstone. Flagstone Group Limited is authorised by the Financial Conduct Authority (Reference Number 605504) under the Payment Service Regulations 2017 for the provision of payment services. Registered office: 1st Floor, Clareville House, 26-27 Oxendon Street, London SW1Y 4EL.

Important notice to customers: Beware of these scams

  • Fake website scam - We have been made aware of a scam where a company is impersonating Saga Savings on a fake website. This website is not associated with Saga Personal Finance, Saga Savings, Goldman Sachs International Bank, Flagstone Group Limited or the Saga Group.

The correct website for Saga Savings is www.sagasavings.co.uk and the correct website for the Saga Savings Platform is https://app.saga.flagstoneim.com.

Do not put your details into any other website. However, if you have already done so please contact the Goldman Sachs Customer Care Team immediately on 0800 028 1701 or the Flagstone Client Services team on 0800 092 3398.

 

  • Email scam - We have also been made aware that fraudulent emails and phone calls from people using the names Marcus Pipe and Stephen Kite, claiming to be from Saga Services Limited.

The email address, telephone number and postal address used are in no way associated with Saga Personal Finance, Saga Savings, Goldman Sachs International Bank, Flagstone Group Limited or the Saga Group.

If you receive an email or phone call from either of these people, please DO NOT provide any personal details, complete any applications, click on any links or process any payments over the phone or by email. If you have done any of these please contact the Customer Care Team immediately on 0800 028 1701 or the Flagstone Client Services team on 0800 092 3398.

Emails from Saga Savings will always end: '@sagasavings.co.uk', '@flagstoneim.com' or '@saga.co.uk'. If you're unsure whether an email you've received is genuinely from Saga Savings, give the Customer Care Team a call on the number above and they'll be happy to help.

Read more about how to stay safe from scams.

 Saga Personal Finance is a registered trading name of Saga Personal Finance Limited. Company Registration No. 3023493. Registered office: 3 Pancras Square, London. N1C 4AG.