Skip to content
Back to Insurance
Back to Holidays
Back to Saga Money
Back to Saga Magazine
A caravan in a beautiful Italian campsite on a hot day


Unfortunately, from 1 June 2024, Saga are no longer offering new caravan insurance quotes.

All existing Saga Caravan Insurance policies will continue as normal until their renewal date. We’ll write to you in plenty of time with more information.

If you have any questions or want to discuss your existing policy, please call us on:

If you're looking for a new caravan insurance quote, for cover to start before 1 June 2024, please call us on:

If you're looking for a new quote, for cover to start on or after 1 June 2024, the Caravan and Motorhome Club, who are a trusted brand offering comprehensive cover, are happy to help.

We've arranged a dedicated number for you to reach them on: 01342 336628.

We believe in being honest with our customers, and so you're aware, if you go on to buy a policy with The Caravan and Motorhome Club we'll be paid a small introductory fee.

Mature female surfer getting dressed in shoes and wetsuit before going surfing

Existing caravan insurance customers

If you need to check details in the policy book, want information on how to claim or just browse our FAQs. Head to our dedicated existing customer page.

Find out more

Who are Saga's Caravan Insurance policies underwritten by?

Saga’s range of insurance products are designed specifically for our customers and is unique to us. Saga Caravan Insurance is provided by Acromas Insurance Company Limited who meets our high standards of quality and service.

Cover at a glance

Saga Caravan Insurance offers two cover options for your caravan and equipment – new for old cover is available for caravans up to 15 years old* and is based on the new replacement value, while market value cover is based on the current, second-hand value.

Whichever type of cover you choose, in addition to your caravan and equipment, you’ll have cover for all this and more:

Features and benefits Cover limits

Contents and personal belongings

We’ll cover these against accidental damage, fire and theft, based on market value.

Up to £1,500

Recovery and delivery

If your caravan’s immobilised following an accident or incident, we’ll cover the cost of recovering it to the nearest repairer and delivering it to your chosen destination in the UK.

Up to £3,500

Loss of use

If you can’t use your caravan following an accident or incident on holiday in the UK, we’ll provide cover for accommodation, hiring another caravan or travel expenses to get you home.

£175 per day up to 15 days (max £2,625)

Friends and family

If you lend your caravan to friends or family, they’ll have all the same cover as you, except for personal belongings.


Personal accident

We’ll cover you for certain injuries sustained in an accident involving your caravan

Up to £20,000


Your No Claim Discount won’t be affected following a claim for damage caused by vandals.


Caravanning in Europe

Choose our optional cover for unlimited trips in the European Union.

Optional Extra

* To qualify for ‘new for old’ cover:

Caravan insurance FAQs

Find the answers to some frequently asked questions about Saga Caravan Insurance.
Is my caravan covered whilst I'm towing it?

Yes, accidental loss or damage to your caravan is covered whilst travelling by road, rail or sea. European cover will need to be added to your policy if you want to be covered whilst towing your caravan abroad.

What happens if I have an accident whilst towing my caravan? Is that covered under my car or caravan insurance?

In the event of a claim you will need to contact your insurance provider. We cover accidental damage to your caravan and will advise you what to do, depending on your situation, when you contact the claims team. If there is damage to your car, you will need to report this to your car insurance provider.

What happens if my caravan gets a puncture?

Damage to tyres from punctures, cuts or bursts are not covered. If, however, you have added Saga Breakdown Assistance to your policy, flat tyres are included and can be claimed for under all 5 levels of cover. If you have a separate Saga Breakdown Assistance policy or have it as part of a Saga Car Insurance policy, your caravan will have the same cover as the vehicle towing it as long as it meets the acceptance criteria outlined in the policy booklet.

Are my personal belongings covered?

Yes, we cover accidental loss or damage to your contents and personal belongings up to £1,500.