All products and services
Boat insurance for the over 50s
If you need to discuss your existing boat policy,
call us on
0800 904 7510
Saga Boat Insurance
Unfortunately, Saga is no longer providing Boat Insurance for new customers.
We have long-standing links with Haven Knox-Johnston, a trusted name in boat insurance, who offer market-leading boat insurance policies. If you would like a quote, please contact one of their friendly team on 0800 015 6886 quoting ‘SAGA’ and they will be happy to help.
We have been offering boat insurance for many years, so the decision to discontinue our provision of this product was an extremely difficult one. We would like to assure you that should you choose to insure with Haven Knox-Johnston, you’ll be in great hands!
All existing policies will continue as normal until their renewal date. If you have a Saga Boat Insurance policy due to renew on or after 1 April 2021, we'll write to you in advance of your renewal date detailing an alternative option to continue your cover.
If you have any queries, or need to discuss your existing boat policy, please call 0800 904 7510, lines are open 9am – 5:30pm Monday-Friday and 9am – 1pm Saturday.
Saga Boat Insurance plans
The Saga Small Craft Insurance Plan provides cover for vessels under 23ft, including:
- Small sailing yachts
- Speedboats*
- Slow motor boats
- Sports cruisers*
- Fast sports cruisers.
Features and benefits
- Up to £3 million third party liability cover (up to £5 million available on request)
- Up to £10,000 Personal Accident Cover for you and your passengers
- Cover for all risks of accidental, physical loss or damage to your vessel and property
- Automatic cover for damage to underwater machinery on most powered boats
- No need for a survey once the vessel is insured with us
- Agreed value insurance
- Cover for whilst your vessel is in transit
- Water skiing and water toys cover available
- Trailer cover available
- Optional Marine Legal Expenses cover for up to £150,000.
Policy documents
If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Small Craft Insurance Plan.
Policy wording:
Legal Cover Policy Wording (optional add-on):
Features and benefits
- Up to £3 million third party liability cover (up to £5 million available on request)
- Up to £10,000 personal accident cover for you and your passengers
- Up to 20% No Claim Discount
- Medical expenses cover for up to £500 per single incident
- Cover for all risks of accidental, physical loss or damage to your vessel and property
- No need for a survey once the yacht or motor boat is insured with us
- Agreed value insurance
- Cover for whilst your vessel is in transit
- No excess to pay and your No Claim Discount remains unaffected by claims that arise when your vessel is moored in a pontoon berth at your home marina
- Wide cruising ranges available
- Racing cover available for club level racing only
- Optional Marine Legal Expenses cover for up to £150,000
Policy Documents
If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Boat Plan.
Policy Wording:
Legal Cover Policy Wording (optional add-on):
The Saga Inland Plan can cover the following vessels:
- Narrowboats
- Canal boats
- Slow motor boats
Features and benefits
- Up to £3 million third party liability cover (up to £5 million available on request)
- Up to £10,000 personal accident cover for you and your passengers
- Up to 20% No Claim Discount
- Medical expenses cover for up to £500 per single incident
- Cover for all risks of accidental, physical loss or damage to your vessel and property
- Agreed value insurance
- Cover for whilst your vessel is in transit
- Optional Marine Legal Expenses cover for up to £150,000
Policy Documents
If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Inland Plan.
Policy Wording:
Legal Cover Policy Wording (optional add-on):
Features and benefits
- Up to £3 million third party liability cover (up to £5 million available on request)
- Up to 30 days European cover at no extra cost
- Up to 20% No Claim Discount
- Racing cover automatically included for club level racing only
- Agreed value insurance
- Cover for whilst your dinghy is in transit
- Trailer cover available
- Option to extend worldwide cruising up to 365 days
- Optional Marine Legal Expenses cover up to £150,000.
Policy Documents
If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Dinghy Plan.
Policy Wording:
Legal Cover Policy Wording (optional add-on):
Features and benefits
- Up to £3 million third party liability cover (up to £5 million available on request)
- Up to £10,000 personal accident cover
- Cover for all risks of accidental, physical loss or damage to your sailboard
- In the event of theft or damage to your board and/or equipment while you are on holiday away from your normal place of residence, we will provide up to £35 per day, for a maximum of 7 consecutive days, for the hire of similar board and/or equipment
- Agreed value insurance
- Cover available for inland and coastal waters of the UK and Channel Islands
- Option of up to 30 days worldwide cover available
- Option to increase your protection with Marine Legal Expenses cover up to £150,000.
Policy Documents
If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Sailboard Plan.
Policy Wording:
Legal Cover Policy Wording (optional add-on):
The Saga Third Party Only Plan provides up to £3 million third party liability cover against damage to another vessel or injury to another person. Our plan enables you to have the necessary documentation, which is legally required in order to either launch a boat from a slipway, obtain an inland waterways licence, or to simply moor your vessel in a marina.
Features and benefits
- Up to £3 million third party liability cover (up to £5 million available on request)
- Wide cruising ranges available, including UK inland and coastal, continental waters from the Elbe to La Rochelle, and Mediterranean waters
- Option to increase your protection with Marine Legal Expenses cover up to £150,000.
Policy Documents
If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Third Party Only Plan.
Policy Wording:
Legal Cover Policy Wording (optional add-on):