Boat insurance for the over 50s

Legal Cover Policy Wording (optional add-on):

Boat Plan

Features and benefits

Up to £3 million third party liability cover (up to £5 million available on request)
Up to £10,000 personal accident cover for you and your passengers
Up to 20% No Claim Discount
Medical expenses cover for up to £500 per single incident
Cover for all risks of accidental, physical loss or damage to your vessel and property
No need for a survey once the yacht or motor boat is insured with us
Agreed value insurance
Cover for whilst your vessel is in transit
No excess to pay and your No Claim Discount remains unaffected by claims that arise when your vessel is moored in a pontoon berth at your home marina
Wide cruising ranges available
Racing cover available for club level racing only
Optional Marine Legal Expenses cover for up to £150,000

Policy Documents

If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Boat Plan.

Policy Wording:

Legal Cover Policy Wording (optional add-on):

Inland Plan

The Saga Inland Plan can cover the following vessels:

Narrowboats
Canal boats
Slow motor boats

Features and benefits

Up to £3 million third party liability cover (up to £5 million available on request)
Up to £10,000 personal accident cover for you and your passengers
Up to 20% No Claim Discount
Medical expenses cover for up to £500 per single incident
Cover for all risks of accidental, physical loss or damage to your vessel and property
Agreed value insurance
Cover for whilst your vessel is in transit
Optional Marine Legal Expenses cover for up to £150,000

Policy Documents

If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Inland Plan.

Policy Wording:

Legal Cover Policy Wording (optional add-on):

Dinghy Plan

Features and benefits

Up to £3 million third party liability cover (up to £5 million available on request)
Up to 30 days European cover at no extra cost
Up to 20% No Claim Discount
Racing cover automatically included for club level racing only
Agreed value insurance
Cover for whilst your dinghy is in transit
Trailer cover available
Option to extend worldwide cruising up to 365 days
Optional Marine Legal Expenses cover up to £150,000.

Policy Documents

If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Dinghy Plan.

Policy Wording:

Legal Cover Policy Wording (optional add-on):

Sailboard Plan

Features and benefits

Up to £3 million third party liability cover (up to £5 million available on request)
Up to £10,000 personal accident cover
Cover for all risks of accidental, physical loss or damage to your sailboard
In the event of theft or damage to your board and/or equipment while you are on holiday away from your normal place of residence, we will provide up to £35 per day, for a maximum of 7 consecutive days, for the hire of similar board and/or equipment
Agreed value insurance
Cover available for inland and coastal waters of the UK and Channel Islands
Option of up to 30 days worldwide cover available
Option to increase your protection with Marine Legal Expenses cover up to £150,000.

Policy Documents

If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Sailboard Plan.

Policy Wording:

Legal Cover Policy Wording (optional add-on):

Third Party Only Plan

The Saga Third Party Only Plan provides up to £3 million third party liability cover against damage to another vessel or injury to another person. Our plan enables you to have the necessary documentation, which is legally required in order to either launch a boat from a slipway, obtain an inland waterways licence, or to simply moor your vessel in a marina.

Features and benefits

Up to £3 million third party liability cover (up to £5 million available on request)
Wide cruising ranges available, including UK inland and coastal, continental waters from the Elbe to La Rochelle, and Mediterranean waters
Option to increase your protection with Marine Legal Expenses cover up to £150,000.

Policy Documents

If you're an existing policyholder, use the links below to download the Policy Wording for the Saga Third Party Only Plan.

Policy Wording:

Policy Wording

Legal Cover Policy Wording (optional add-on):