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COMPARE HEALTHPLANS

You can choose a Saga HealthPlan to suit your needs and budget from the comparison table below.

Compare health insurance plans from Saga

Saga Health Insurance offers a choice of four health plans, each providing cover for hospital in-patient and day-patient treatment and care. The amount of out-patient cover and additional benefits varies between health plans, shown in our plan comparison table below.

What does Saga Health Insurance cover?

Get a quote and see how the prices of the different Saga HealthPlans compare.

There are options to improve your cover such as Extended Cancer Cover, Health Cash Benefits, Pre-Existing Hypertension cover and Protected No Claim Discount.

Saga HealthPlan Support is only available over the telephone. For more information please call 0330 094 6361.

The cover detailed below is for Saga Health Insurance policies starting on or after 1 December 2023. If your policy started before 1 December 2023, please refer to your policy documents.

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3 months free health insurance!

Get your first 3 months' health insurance free when you start a new policy on or before 15 May 2024.

Just pay by monthly Direct Debit and keep your cover for a year.

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How the plans compare

Benefits Super Secure Saver Plus Support
In-patient and day patient treatment
Prompt access as a private patient
Tick
Tick
Tick
Tick
Surgeons', anaesthetists' and physicians' fees
Tick
Tick
Tick
Tick
Accommodation costs
Tick
Tick
Tick
Tick
Operating theatre and nursing costs
Tick
Tick
Tick
Tick
Treatment of mental health conditions
Tick
Tick
Tick
Dash
Out-patient treatment
Surgical procedures
Tick
Tick
Tick
Tick
Consultations with a specialist and diagnostic tests
Tick
Tick
Tick
Dash
Practitioner and physiotherapist charges
Tick
Tick
Tick
Dash
Therapist and acupuncturist charges
Tick
Tick
Tick
Dash
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis
Tick
Tick
Tick
Dash
CT, MRI and PET scans in a scanning centre listed in the Saga Countrywide Hospital List
Tick
Tick
Tick
*
Dash
Specialist consultations and diagnostic tests for mental health treatment
Tick
Tick
Tick
Dash
Additional details
NHS cash benefit for up to 20 nights per year
Tick
Tick
Tick
Tick
Home nursing following eligible in-patient treatment (on specialist recommendation)
Tick
Tick
Tick
Dash
Recuperative care following eligible in-patient treatment
Tick
Tick
Dash
Dash
Ambulance transport (on specialist recommendation)
Tick
Tick
Dash
Dash
Major dental cash benefits for specified dental procedures
Tick
Dash
Dash
Dash
Dental injuries benefit
Tick
Dash
Dash
Dash
External prosthesis benefit
Tick
Tick
Tick
Tick
MSK Direct Access
Tick
Tick
Tick
Dash
Second opinion service
Tick
Tick
Tick
Dash
Saga GP service
Tick
Tick
Tick
Tick
Anytime Healthline
Tick
Tick
Tick
Tick
Cancer Care Team support
Tick
Tick
Tick
Tick
Mental Health Direct Access
Tick
Tick
Tick
Dash

†These benefits have an upper limit on the amount you can claim. For more information about the specific benefits, limits and exclusions, please see each individual Saga HealthPlan below.

*One CT, MRI or PET scan. Unlimited follow-up scans performed within eight months after related, eligible in-patient or day-patient treatment, or a related out-patient surgical procedure.

 

Who underwrites Saga Health Insurance?

Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.

Saga HealthPlan Super

Our best level of protection for eligible in-patient and day-patient cover. Saga HealthPlan Super offers unlimited cover for eligible out-patient treatment including consultations, diagnostic tests, scans and physiotherapy.

Super also includes up to £2,000 a year for therapist (osteopath/chiropractor), acupuncturist charges, treatment of mental health conditions, the use of a private ambulance, home nursing, recuperative care and even assistance towards some major dental work.

Benefits: Saga HealthPlan Super

Benefits Saga HealthPlan Super
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
Tick
Specialist fees and diagnostic tests*
Tick
Treatment of mental health conditions
Up to 28 days per year
Out-patient treatment
Surgical procedures
Tick
Consultations with a specialist, diagnostic tests, practitioner and physiotherapy charges*
No annual maximum
Practitioner and physiotherapist charges*
No annual maximum
Therapist and acupuncturist charges*
Up to £2,000 per year
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis

No annual maximum

CT, MRI and PET scans
No annual maximum
Treatment of mental health conditions
Up to £2,500 per year
Additional benefits
NHS cash benefit for up to 20 nights per year
£150 per night, up to £3,000 per year
Nursing at home
Up to 13 weeks per year
Recuperative care
Up to £2,000 per year
Private ambulance
Tick
Major dental cash benefits for specified dental procedures
Up to £1,500 per year
MSK Direct Access
Tick
Second opinion service
Tick
Saga GP service
Tick
Anytime Healthline
Tick
Cancer Care Team support
Tick
Mental Health Direct Access
Tick

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Super policy book.

 

Saga HealthPlan Secure

Prompt access to in-patient and day-patient treatment and benefits including up to £2,000 towards out-patient consultations and diagnostic tests.

There's cover for a range of practitioner and therapist charges including an extra £400 towards post-operative treatment.

You will also receive full cover for out-patient CT, MRI and PET scans plus a wide range of cover features as laid out in the table below.

Benefits: Saga HealthPlan Secure

Benefits Saga HealthPlan Secure
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
Tick
Specialist fees and diagnostic tests*
Tick
Treatment of mental health conditions
Up to 28 days per year
Out-patient treatment
Surgical procedures
Tick
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist and acupuncturist charges
Up to £2,000 per year
Additional post-operative out-patient physiotherapist, therapist, and acupuncturist charges for treatment received after related eligible in-patient and day-patient treatment or a related eligible out-patient surgical procedure.
Up to £400 per year
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis.
No annual maximum
CT, MRI and PET scans.

No annual maximum

Treatment of mental health conditions
Up to £2,000 per year
Additional benefits
NHS cash benefit for up to 20 nights per year
£100 per night, up to £2,000 per year
Nursing at home
Up to 13 weeks per year
Recuperative care following eligible in-patient treatment
Up to £1,000 per year (maximum 30 days per year)
Private ambulance
Tick
MSK Direct Access
Tick
Second opinion service
Tick
Saga GP service
Tick
Anytime Healthline
Tick
Cancer Care Team support
Tick
Mental Health Direct Access
Tick

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Secure policy book.

 

Saga HealthPlan Saver Plus

Saver Plus includes prompt access to in-patient and day-patient treatment

There's up to £1,000 towards out-patient treatment and cover for one out-patient scan.

Plus unlimited scans within 8 months following related eligible in-patient or day-patient treatment, or after a related eligible out-patient surgical procedure.

You will also have access to the Saga GP Service and Second Opinion Service.

Benefits: HealthPlan Saver Plus

Benefits Saga HealthPlan Saver Plus
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
Tick
Specialist fees and diagnostic tests*
Tick
Treatment of mental health conditions
Up to 28 days per year
Out-patient treatment
Surgical procedures
Tick
Consultations with a specialist, diagnostic tests, practitioner, therapist, physiotherapist, and acupuncturist charges*
Up to £1,000 per year
Cancer treatment, including charges for radiotherapy and chemotherapy, and eligible out-patient cancer treatment following diagnosis.
No annual maximum
CT, MRI and PET scans.
One scan per year
CT, MRI and PET scans within 8 months following related eligible in-patient or day-patient treatment, and related eligible out-patient surgical procedures
No annual maximum
Treatment of mental health conditions
Up to £1,500 per year
Additional benefits
NHS cash benefit for up to 20 nights per year
£100 per night, up to £2,000 per year
Nursing at home
Up to 2 weeks per year
MSK Direct Access
Tick
Second opinion service
Tick
Saga GP service
Tick
Anytime Healthline
Tick
Cancer Care Team support
Tick
Mental Health Direct Access
Tick

*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of benefits, please refer to the HealthPlan Saver Plus policy book.

 

Saga HealthPlan Support

This plan includes prompt access for eligible in-patient and day-patient treatment, a choice of private UK hospitals from our extensive list and 24 hour access to the Saga GP Service.

To make Saga HealthPlan Support even more affordable, this plan offers no out-patient cover and covers only the surgical aspects of cancer treatment. All other aspects, including chemotherapy, would need to be treated on the NHS.

Saga HealthPlan Support is only available over the telephone. Please call 0330 094 6361 for more information.

Benefits: Saga HealthPlan Support

Benefits Saga HealthPlan Support
In-patient and day patient treatment
Hospital charges for treatment in a hospital listed in the Saga Countrywide Hospital List
Tick
Specialist fees and diagnostic tests*
Tick
Out-patient treatment
Surgical procedures
Tick
Surgical treatment of cancer
Tick
Additional benefits
NHS cash benefit for up to 20 nights per year
£100 per night, up to £2,000 per year
Saga GP service
Tick
Anytime Healthline
Tick
Cancer Care Team support
Tick
*We pay charges up to the level within the published Schedule of Procedures and Fees. For a full list of the benefits, please refer to the HealthPlan Support policy book.

 

Would you like to find out more?

For more information about our health plans, simply call our friendly, UK-based team. Alternatively, you can get a quote for Saga HealthPlan Super, Secure and Saver Plus online in minutes.

0330 094 6361

Mon-Fri – 8:30am-7:00pm
Sat – 9:00am-1:00pm

Get a quote