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Options to improve your cover

You can tailor your policy with our additional cover options, so you have the cover that's right for you.

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Options to improve your cover

You can tailor and improve your policy so you can have the cover that's right for you, with one or more of the following options:

Extended Cancer Cover

Health Cash Benefits Cover

Cover for pre-existing hypertension

Protecting your No Claim Discount

Extended Cancer Cover

All Saga HealthPlans offer cover for the surgical treatment of cancer, and all, except for Support cover radiotherapy and chemotherapy too. However, for greater reassurance Extended Cancer Cover can be added to all health plans except Support.

It includes access to drugs that may not be available on the NHS, plus cover for experimental surgery and treatments if they're part of an ethically approved trial. There are also no time limits for cancer drug treatments used within their licence, including medical treatment to help prevent the recurrence of cancer or maintain remission.

Health Cash Benefits Cover

It's important to us that we continue to provide our customers with a wide range of benefits. That's why we introduced our optional Health Cash Benefits Cover.

This cover option provides cashback towards your everyday healthcare costs, such as dental and optical appointments or treatment.

One of the great things about this cover option is that you can claim these benefits without paying an excess and these claims won't affect your No Claim Discount.

So, if you'd like to make trips to the dentist a little less painful, call us on 0800 015 0226 to add this valuable cover to your policy.

To make a claim under your Health Cash Benefits Cover, please download the claim form and follow the instructions.

Cover for pre-existing hypertension

Hypertension, or persistently raised blood pressure, can lead to serious medical problems such as a stroke or heart attack. Many insurers don't cover hypertension or associated conditions if you already have hypertension when you join. However, because our medical insurance is designed for the over 50s, for an additional cost, subject to 2 simple qualifying questions, we can provide you with full cover if you currently have this condition.

Protecting your No Claim Discount

When you take out a Saga HealthPlan you'll usually start with a 35% No Claim Discount and this rises annually by 5% to a maximum of 60% if no claims are made. If you make a claim you just move back two levels on the scale, but you'll never fall below level 0, no matter how many claims you make.

Available for an additional payment, Saga's No Claim Discount protection allows you to make one claim without it reducing your No Claim Discount.