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Additional cover

At Saga, we recognise that our customers have different priorities and that you may need to tailor the cover to suit you.

Additional cover

For additional peace of mind, we have a range of additional cover options to ensure all your needs are met:

Legal Protection

If you are involved in an accident in the UK that’s not your fault and was caused by a known insured third party, we will provide up to £100,000 towards costs for trained claim handlers to recover uninsured loses. We will cover claims as long as the legal team believe you can win your case.

Our trained claims handlers seek recovery for any uninsured losses from a third party such as:

  • Travelling expenses
  • Loss of earnings
  • Compensation for personal injury

With Legal Protection you can also benefit from:

  • Unlimited access to motoring legal advice for you and your immediate family
  • Cover if you need to take legal action, or defend an appeal, against a motor trader in a dispute involving the purchase, servicing, or repair of your vehicle
  • The option of a two-hour driver confidence course to help you get back in the driving seat if you have lost your confidence or if you have suffered an injury as a result of an accident in your vehicle

Legal Protection comes as standard with our Motorhome Insurance cover level but can also be added to an Essential Insurance policy at any time, view more information on our motorhome insurance cover levels.

Increased Personal Accident

Up to £50,000 for you or your named partner if you suffer a serious injury following an accident involving your vehicle.

With our Comprehensive cover you already have £5,000 personal accident cover, but you can upgrade to our Increased Personal Accident cover, which includes benefits of up to £50,000 as well as cover for a wider range of injuries. It also includes a benefit of £200 per night for hospitalisation (for up to 10 nights).

Saga Motorhome Breakdown Assistance

To help keep you on the road, Motorhome Breakdown Assistance can be added to your policy. It offers reliable breakdown cover 24 hours a day, 365 days a year and you can choose the cover that’s right for you from these options:

  • Motorhome Assistance – repair at home or roadside, or recovery of your motorhome, driver and up to five passengers to your home or garage of your choice within ten miles of your destination
  • Motorhome Assistance Plus – the above plus cover for your motorhome during trips throughout the European Union.

Replacement Car Extension for Theft or Total Loss

Our Comprehensive policies includes a replacement car as standard if an approved repairer is repairing your motorhome following an accident anywhere in the UK.

We also offer optional cover for a replacement car if your motorhome is stolen or written off, keeping you mobile and giving you time to find and purchase a new vehicle.

To purchase additional cover, please call our friendly, UK based advisers who will be happy to assist you on 0800 904 7763