Additional cover

For additional peace of mind, we have a range of additional cover options to ensure all your needs are met:

Legal Protection

If you are involved in an accident in the UK that’s not your fault and was caused by a known insured third party, we will provide up to £100,000 towards costs for trained claim handlers to recover uninsured loses. We will cover claims as long as the legal team believe you can win your case.

Our trained claims handlers seek recovery for any uninsured losses from a third party such as:

  • Any excess you may be required to pay as part of a claim
  • Travelling expenses
  • Loss of earnings
  • Compensation for personal injury

With Legal Protection you can also benefit from:

  • Unlimited access to motoring legal advice
  • Cover if you need to take legal action, or defend an appeal, against a motor trader in a dispute involving the purchase, servicing, or repair of your vehicle
  • The option of a two-hour driver confidence course to help you get back in the driving seat if you have suffered an injury as a result of an accident in your vehicle
  • Access to a range of motor related legal documents that can be adapted to meet your needs (currently England and Wales only)

Increased Personal Accident

Up to £50,000 for you or your named partner if you suffer a serious injury following an accident involving your vehicle.

With our Comprehensive cover you already have £5,000 personal accident cover, but you can upgrade to our Increased Personal Accident cover, which includes benefits of up to £50,000 as well as cover for a wider range of injuries. It also includes a benefit of £200 per night for hospitalisation (for up to 10 nights).

Saga Motorhome Breakdown Assistance

To help keep you on the road, Saga Motorhome Breakdown Assistance can be added to your policy. It offers reliable breakdown cover 24 hours a day, 365 days a year and you can choose the cover that’s right for you from these options:

  • Motorhome Assistance – repair at home or roadside, or recovery of your motorhome, driver and up to five passengers to your home or garage of your choice within ten miles of your destination
  • Motorhome Assistance Plus – the above plus cover for your motorhome during trips throughout the European Union.

Accident Healthcare

We offer cover to look after you as well as your motorhome.

If you are unfortunate enough to be injured in a road accident in the UK, our Accident Healthcare option provides cover of up to £1 million for prompt private medical treatment. Accident Healthcare also provides access to the Saga GP Telephone Consultation Service, allowing you to talk to a GP whenever you need advice, even if it’s not linked to a road accident.
  • In-patient treatment in a private hospital (up to 180 days)
  • Out-patient treatment
  • Consultants’ and specialists’ fees
  • Physiotherapy.

Replacement Car Extension for Theft or Total Loss

Our Comprehensive Saga Motorhome Insurance policy includes a replacement car as standard if an approved repairer is repairing your motorhome.

We can also offer you a replacement car if your motorhome is stolen or written off, keeping you mobile for up to 21 days and giving you time to find and purchase a new vehicle.